Investment options of ONE ANESTHESIA 401(K) PROFIT SHARING PLAN
Total Available Funds: 21
| Investment Description |
|---|
| DFA MUTUAL FUND - DFA LARGE CAP INT'L |
| DFA MUTUAL FUND - DFA EMERGING MARKETS |
| DFA MUTUAL FUND - DFA US TARGETED VALUE |
| DFA MUTUAL FUND - DFA INTERMEDIATE GOVT FUND II |
| PIMCO MUTUAL FUND - PIMCO COMMODITY REAL RET STRAT |
| VANGUARD MUTUAL FUND - VANGUARD BALANCED INDEX ADMIRAL |
| VANGUARD MUTUAL FUND - VANGUARD INTER-TERM BOND INDEX ADMIRAL |
| VANGUARD MUTUAL FUND - VANGUARD INDEX 500 ADMIRAL |
| VANGUARD MUTUAL FUND - VANGUARD REIT INDEX ADMIRAL |
| VANGUARD MUTUAL FUND - VANGUARD GROWTH INDEX ADMIRAL |
| VANGUARD MUTUAL FUND - VANGUARD MID CAP INDEX ADMIRAL |
| VANGUARD MUTUAL FUND - VANGUARD MID CAP GROWTH INDEX ADMIRAL |
| VANGUARD MUTUAL FUND - VANGUARD MID CAP VALUE INDEX ADMIRAL |
| VANGUARD MUTUAL FUND - VANGUARD SMALL CAP GROWTH INDEX ADMIRAL |
| VANGUARD MUTUAL FUND - VANGUARD SMALL CAP INDEX ADMIRAL |
| VANGUARD MUTUAL FUND - VANGUARD INT'L VALUE INVESTOR |
| VANGUARD MUTUAL FUND - VANGUARD VALUE INDEX ADMIRAL |
| PRUDENTIAL VARIABLE ANNUITY - PRUDENTIAL |
| UNIFIED TRUST COMMON/COLLECTIVE TRUST - UTC WEALTH PRES STRAT TARGET RISK-GRTH II |
| UNIFIED TRUST COMMON/COLLECTIVE TRUST - UTC WEALTH PRES STRAT TARGET RISK-MOD II |
| UNIFIED TRUST COMMON/COLLECTIVE TRUST - UTC STABLE VALUE TRUST |
Investment model portfolios
We provide two types of investment model portfolios for ONE ANESTHESIA 401(K) PROFIT SHARING PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for ONE ANESTHESIA 401(K) PROFIT SHARING PLAN