Investment options of ONC 401(K) PLAN
Total Available Funds: 32
| Investment Description |
|---|
| Putnam Large Cap Value Fund Class R6 – |
| Putnam Large Cap Growth Fund Class R6 – |
| Fidelity Investments Freedom Blend 2030 Fund – Class K6 – |
| Fidelity Investments International Index Fund – |
| Fidelity Investments Mid Cap Index Fund – |
| Fidelity Investments Freedom Blend 2050 Fund – Class K6 – |
| Black Rock iShares U.S. Aggregate Bond Index Fund Class K – |
| American Funds New World Fund Class R6 – |
| Fidelity Investments Small Cap Index Fund – |
| Fidelity Investments Freedom Blend 2035 Fund – Class K6 – |
| American Funds New Perspective Fund Class R6 – |
| Fidelity Investments Freedom Blend 2045 Fund – Class K6 – |
| Fidelity Investments Freedom Blend 2040 Fund – Class K6 – |
| Fidelity Investments Inflation Protected Bond Index Fund – |
| Fidelity Investments Freedom Blend 2025 Fund – Class K6 – |
| American Funds EuroPacific Growth Fund Class R6 – |
| PIMCO Income Fund Institutional Class – |
| Allspring Global Investments Core Plus Bond Fund Class R6 – |
| Janus Henderson Triton Fund Class N – |
| PIMCO RAE PLUS Small Fund Institutional Class – |
| Empower Funds T. Rowe Price Mid-Cap Value Fund I Class – |
| Fidelity Investments Freedom Blend 2055 Fund – Class K6 – |
| Federated Hermes Mid Cap Growth Fund Class R6 Shares – |
| Fidelity Investments Freedom Blend 2060 Fund – Class K6 – |
| PGIM High-Yield Fund Class R6 – |
| American Funds Sustainable Equity Fund R6 Class – |
| American Funds American Balanced Fund Class R6 – |
| Fidelity Investments Freedom Blend 2020 Fund – Class K6 – |
| MFS International Growth Fund Class R6 – |
| Fidelity Investments Freedom Blend 2015 Fund – Class K6 – |
| Fidelity Investments Freedom Blend Income Fund – Class K6 – |
| Company of America Key Guaranteed Portfolio Fund Contract $ – |
Investment model portfolios
We provide two types of investment model portfolios for ONC 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for ONC 401(K) PLAN