Omega Flex, Inc. 401(k) Profit Sharing Plan Investment Model Portfolios

Investment options of Omega Flex, Inc. 401(k) Profit Sharing Plan

Total Available Funds: 19

Asset Class

Ticker

Description

FIXED INCOME
Intermediate-Term Bond	IPCBX	Prudential Core Plus Bond/Pacific Investment Management Company Fund
High Yield Bond	PHYZX	Prudential Hi Yield Bond/Caywood-Scholl Fund

US EQUITY
SMALL VALUE	PZVAX	Prudential Small Cap Value/Kennedy Capital Fund
Small Growth	MBRSX	Prudential Small Cap Growth/Essex Fund
Mid-Cap Growth	TMDIX	Prudential Mid Cap Growth/Time Square Fund
MID-CAP BLEND	CRMMX	Prudential Mid Cap Value/CRM Fund
LARGE GROWTH	VFGRX	Prudential Large Cap Blend/Victory Fund
LARGE GROWTH	GCGIX	Goldman Sachs Structured Large Cap Growth A Fund

Others
unknown	unknown	Prudential Large Cap Value/AJO Fund
ROOT	unknow	Prudential rtmt Goal 2030 Fund
ROOT	unknow	Prudential rtmt Goal 2020 Fund
ROOT	unknow	Prudential rtmt Goal 2050 Fund
ROOT	unknow	Prudential rtmt Goal 2040 Fund
ROOT	unknow	Prudential rtmt Goal 2010 Fund
ROOT	unknow	Prudential rtmt Goal Income Fund
Target Date 2016-2020	HWKAX	Prudential Sun America Water 2020 Fund
Target Date 2011-2015	HWFAX	Prudential Sun America Water 2015 Fund
ROOT	CASH	Prudential Guaranteed Income Fund

INTERNATIONAL EQUITY
Foreign Large Value	MUIYX	Prudential International Blend/Munder Capital Fund

Investment model portfolios

We provide two types of investment model portfolios for Omega Flex, Inc. 401(k) Profit Sharing Plan participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
  - Less error-prone
  - Infrequent rebalancing or transactions
  - Tax efficient for taxable brokerage investments
- Cons:
  - Interim loss or drawdown can be substantial
  - Possible low returns for an extended period, such as 10 years or longer
Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
  - Reduce large interim loss or drawdown
  - Less sensitive to investment entry point
  - Likely to improve returns
- Cons
  - Demand more frequent rebalancing or transactions
  - Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
  - Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Customize a model portfolio now

Retirement Plan (401(k)) Info for Omega Flex, Inc. 401(k) Profit Sharing Plan

OMEGA FLEX, INC. 401(K) PROFIT SHARING PLAN

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