Investment options of ODFMC, INC. 401(K) PLAN
Total Available Funds: 43
| Investment Description |
|---|
| Fidelity Investments Fidelity Freedom 2030 Fund |
| Fidelity Investments Fidelity Freedom 2035 Fund |
| Fidelity Investments Fidelity Freedom 2050 Fund |
| Fidelity Investments Fidelity Freedom 2045 Fund |
| Fidelity Investments Fidelity Freedom 2020 Fund |
| Fidelity Investments Fidelity Freedom 2025 Fund |
| Fidelity Investments Fidelity Freedom 2040 Fund |
| Fidelity Investments Fidelity |
| Fidelity Investments Fidelity Freedom 2055 Fund |
| Fidelity Investments Fidelity Freedom 2060 Fund |
| Allspring Global Investments Allspring Growth Fund |
| Fidelity Investments Fidelity Freedom 2015 Fund |
| Franklin Templeton Franklin Rising Dividends Fund |
| Janus Henderson Triton Fund |
| Janus Henderson Balanced Fund |
| BlackRock Equity Dividend Fund |
| Invesco Global Opportunities Fund |
| Eaton Vance Atlanta Capital SMID-Cap Fund |
| Fidelity Investments Fidelity Freedom 2065 Fund |
| Fidelity Investments Fidelity Contrafund |
| Invesco Developing Markets Fund |
| Calamos Investments Calamos International Growth Fund |
| John Hancock Funds Disciplined Value Fund |
| Fidelity Investments Fidelity Strategic Income Fund |
| MFS Investment Management MFS International Intrinsic Value Fund |
| Fidelity Investments Fidelity Small-Cap Stock Fund |
| Heartland Advisors Heartland Value Plus Fund |
| Fidelity Investments Fidelity Freedom 2010 Fund |
| Lord Abbett Short Duration Income Fund |
| MFS Investment Management MFS International Diversification Fund |
| Fidelity Investments Fidelity Select Materials Portfolio |
| Janus Henderson High-Yield Fund |
| Columbia Threadneedle Columbia Acorn International Select Fund |
| PIMCO Commodity Real Return Strategy Fund |
| Fidelity Investments Fidelity Asset Manager 20% Fund |
| PIMCO All Asset All Authority Fund |
| PIMCO GNMA and Government Securities Fund |
| Janus Henderson Enterprise Fund |
| Federated Hermes International Strategic Value Dividend Fund |
| Allspring Global Investments Allspring Special Mid-Cap Value Fund |
| Fidelity Investments Fidelity Freedom 2070 Fund |
| Fidelity Investments Fidelity Freedom Income Fund |
| various dates, secured by participant account balances |
Investment model portfolios
We provide two types of investment model portfolios for ODFMC, INC. 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for ODFMC, INC. 401(K) PLAN