Investment options of NYE RETIREMENT PLAN
Total Available Funds: 51
| Investment Description |
|---|
| American Funds Amer Funds New Persp R6 |
| American Funds Amerfunds 2010 Targ Dateret R6 |
| American Funds Amerfunds 2020 Targ Dateret R6 |
| American Funds Amerfunds 2025 Targ Dateret R6 |
| American Funds Amerfunds 2030 Targ Dateret R6 |
| American Funds Amerfunds 2035 Targ Dateret R6 |
| American Funds Amerfunds 2040 Targ Dateret R6 |
| American Funds Amerfunds 2045 Targ Dateret R6 |
| American Funds Amerfunds 2050 Targ Dateret R6 |
| American Funds Amerfunds 2060 Targ Dateret R6 |
| American Funds Amerfunds 2065 Targ Dateret R6 |
| American Funds Amerfunds Amer Balanced – R6 |
| American Funds Amerfunds Smallcap World R6 |
| American Beacon American Beacon Sm Cp Vl R6 |
| American Funds 2055 Target R6 |
| American Funds Cap Inc Bldr R6 |
| American Funds Europac Gro- R6 |
| American Funds New World R6 |
| American Funds Amf Growth And Income Port R6 |
| Fidelity Fid 500 Ind |
| Fidelity Fid Mid Cap Index |
| Fidelity Fid Small Cap Index |
| Fidelity Fid Us Bond Ind |
| Vanguard Van Us Growth – Inv |
| Vanguard Vang Equity Inc Adm |
| Vanguard Federal Mm Inv |
| (Form 5500) |
| (6) Net investment gain (loss) from common/collective trusts …………………… 2b |
| VAN US GROWTH – INV |
| AMERFUNDS 2040 TARG DATERET R6 |
| AMF GROWTH AND INCOME PORT R6 |
| AMERFUNDS 2030 TARG DATERET R6 |
| FID SMALL CAP INDEX |
| VANG EQUITY INC ADM |
| AMER FUNDS NEW PERSP R6 |
| AMERFUNDS 2060 TARG DATERET R6 |
| AMERFUNDS 2010 TARG DATERET R6 |
| AMERFUNDS 2065 TARG DATERET R6 |
| AMERFUNDS 2015 TARG DATERET R6 |
| AMERFUNDS 2035 TARG DATERET R6 |
| FID 500 IND |
| AMERFUNDS 2045 TARG DATERET R6 |
| AMERICAN BEACON SM CP VL R6 |
| FID MID CAP INDEX |
| AMERFUNDS SMALLCAP WORLD R6 |
| AMERFUNDS 2020 TARG DATERET R6 |
| AMERFUNDS 2025 TARG DATERET R6 |
| AMERFUNDS 2050 TARG DATERET R6 |
| AMERFUNDS AMER BALANCED – R6 |
| AB SMALL CAP GROWTH PORT Z |
| FID US BOND IND |
Investment model portfolios
We provide two types of investment model portfolios for NYE RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for NYE RETIREMENT PLAN