Investment options of NVE, INC. 401(K) PLAN
Total Available Funds: 31
| Investment Option List |
|---|
| Black Rock iShares MSCI EAFE Int Idx K Fd (BTMGX) |
| Brown Brown Advisory Sust GRW I FD |
| DFA US Targeted Value I Fund |
| Fidelity Fidelity |
| Fidelity Mid Cap (FIIMX) |
| Fidelity Sm Cap (FLCSX) |
| Fidelity Adv Strat Div & Inc Z Fd |
| Fidelity US Bond (FSHBX) |
| Franklin Small Cap Grth R6 Fd (FKSCX) |
| Vanguard Growth Index Adm Fund (VTGLX) |
| Vanguard Intl Value Inv Fund (VTRIX) |
| Vanguard MidCap Val Idx Adm Fd |
| Vanguard Value Index Adm Fund (VTRIX) |
| Principal Diversified Intl SA-Z |
| Principal LargeCap Growth I SA-Z |
| Principal LifeTime 2015 Sep Acct-Z (LTINX) |
| Principal LifeTime 2020 Sep Acct-Z (PLWIX) |
| Principal LifeTime 2025 Sep Acct-Z (LTEEX) |
| Principal LifeTime 2030 Sep Acct-Z (PMTIX) |
| Principal LifeTime 2035 Sep Act-Z (LTIUX) |
| Principal LifeTime 2040 Sep Acct-Z (PTDIX) |
| Principal LifeTime 2045 Sep Acct-Z (LTRDX) |
| Principal LifeTime 2050 Sep Acct-Z (PPLIX) |
| Principal LifeTime 2055 Sep Acct-Z (LTFIX) |
| Principal LifeTime 2060 Sep Acct-Z (PLTBX) |
| Principal LifeTime 2065 Sep Acct-Z (PLTFX) |
| Principal LifeTime 2070 Sep Acct-Z (PLTDX) |
| Principal LifeTime Strat Inc SA-Z (PPLIX) |
| Principal MidCap Growth Sep Acct-Z (PPRRX) |
| Principal Prin Fixed Inc Guar Option |
| See report of independent auditors. Page |
Investment model portfolios
We provide two types of investment model portfolios for NVE, INC. 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for NVE, INC. 401(K) PLAN