Investment options of NUESTRO QUESO, LLC 401(K) PLAN
Total Available Funds: 47
| Investment Description |
|---|
| Pioneer Fundamental Growth R |
| JP Morgan US Equity-R2 |
| Blackrock Mid Cap GR Equity-R |
| NTW International Index R |
| Amercent One Infl ADJ BD R |
| Nationwide Small Cap Index |
| Lord Abbett High Yield FD – R3 |
| Undiscovered MGRS BHVR VAL R2 |
| GS EMG MKTS Equity Insights R |
| Nationwide S&P 500 Index R |
| JP Morgan Mid Cap VL – R2 |
| JP Morgan US Small Company R2 |
| American Funds AMF 2040 Target Date R2E |
| American Funds AMF 2060 Target Date R2E |
| American Funds AMF 2055 Target Date R2E |
| American Funds AMF 2050 Target Date R2E |
| American Funds AMF 2035 Target Date R2E |
| American Funds AMF 2025 Target Date R2E |
| American Funds AMF 2020 Target Date R2E |
| American Funds AMF 2030 Target Date R2E |
| American Funds AMF 2045 Target Date R2E |
| Janus Henderson Triton R |
| Neuberger Berman Large Cap Value R3 |
| Hartford Schroders International Stock R3 |
| Invesco Stable Asset |
| (Form 5500) |
| (6) Net investment gain (loss) from common/collective trusts …………………… 2b |
| AMF 2040 TARGET DATE R2E |
| JPMORGAN US EQUITY – R2 |
| JPMORGAN US SMALL COMPANY R2 |
| AMF 2060 TARGET DATE R2E |
| AMF 2055 TARGET DATE – R2E |
| AMF 2050 TARGET DATE R2E |
| AMF 2035 TARGET DATE R2E |
| AMER CENT INFL ADJ BD R |
| AMF 2025 TARGET DATE R2E |
| JANUS HEND TRITON R |
| NATIONWIDE SMALL CAP INDEX R |
| AMF 2020 TARGET DATE R2E |
| NEUBERGER BERMAN LGCAP VAL R3 |
| HTFD SCHRODERS INTL STOCK R3 |
| LORD ABBETT HIGH YIELD FD -R3 |
| GS EMG MKTS EQTY INSIGHTS R |
| AMF 2030 TARGET DATE R2E |
| NATIONWIDE S&P 500 INDEX – R |
| JPMORGAN MID CP VL – R2 |
| AMF 2045 TARGET DATE R2E |
Investment model portfolios
We provide two types of investment model portfolios for NUESTRO QUESO, LLC 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for NUESTRO QUESO, LLC 401(K) PLAN