Investment options of NTA, INC. 401(K) PLAN
Total Available Funds: 30
| Investment Option List |
|---|
| Federated Federated Institutional High Yield Bond Fd Class R6 a |
| Dimensional Advisors DFA U.S. Targeted Value Portfolio – I a (DFAT) |
| Vanguard Value Index a |
| PIMCO Income Fund Class I-2 a (PFIIX) |
| American Funds EuroPacific Growth Fund – Class R6 a (FEPUX) |
| Dimensional Advisors DFA International Small Company Portfolio – Instl a (DISVX) |
| PGIM Funds Prudential Short-term Corporate Bond Fund Class R6 a |
| Allspring Special Mid Cap Value – Class R6 a |
| Carillon Family of FundsCarillon Eagle Mid Cap Growth Fund a |
| Vanguard Small-Cap Growth Index Fund Admiral Shares a |
| Fidelity Investments Fidelity Contrafund a (FCNTX) |
| Fidelity Investments Multi Asset Index a |
| Fidelity Investments Fidelity U.S. Bond Index a |
| Fidelity Investments Fidelity 500 Index a |
| Fidelity Investments Fidelity Emerging Markets Index a |
| Fidelity Investments Fidelity Global Ex U.S. Index a |
| Fidelity Investments Fidelity Mid Cap Index a |
| Fidelity Investments Fidelity Small Cap Index a |
| Fidelity Investments Fidelity Freedom Index Income Inst. Premium Class a |
| Fidelity Investments Fidelity Freedom Index 2020 – Investor Class a |
| Fidelity Investments Fidelity Freedom Index 2025 – Investor Class a |
| Fidelity Investments Fidelity Freedom Index 2030 – Investor Class a |
| Fidelity Investments Fidelity Freedom Index 2035 – Investor Class a |
| Fidelity Investments Fidelity Freedom Index 2040 – Investor Class a |
| Fidelity Investments Fidelity Freedom Index 2045 – Investor Class a |
| Fidelity Investments Fidelity Freedom Index 2050 – Investor Class a |
| Fidelity Investments Fidelity Freedom Index 2055 – Investor Class a |
| Fidelity Investments Fidelity Freedom Index 2060 – Investor Class a |
| Fidelity Investments Fidelity Freedom Index 2065 – Investor Class a |
| Fidelity Investments Fidelity Large Cap Growth Index Fund a |
Investment model portfolios
We provide two types of investment model portfolios for NTA, INC. 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for NTA, INC. 401(K) PLAN