Investment options of NORTH VALLEY ENDODONTICS P. A.
Total Available Funds: 47
| Investment Option List |
|---|
| American Funds 2010 Target Date Retirement Fund R6 (REATX) |
| American Funds 2020 Target Date Retirement Fund R6 (RECTX) |
| American Funds 2025 Target Date Retirement Fund R6 (REDTX) |
| American Funds 2030 Target Date Retirement Fund R6 (REETX) |
| American Funds 2035 Target Date Retirement Fund R6 (REFTX) |
| American Funds 2040 Target Date Retirement Fund R6 (REGTX) |
| American Funds 2045 Target Date Retirement Fund R6 (REHTX) |
| American Funds 2050 Target Date Retirement Fund R6 (REITX) |
| American Funds 2055 Target Date Retirement Fund R6 (FAJTX) |
| American Funds 2060 Target Date Retirement Fund R6 (CCKTX) |
| American Funds 2065 Target Date Retirement Fund R6 (FBMTX) |
| American Funds American Balanced Fund R6 (GBLAX) |
| American Funds Capital World Growth Income Fund R6 (CDWAX) |
| American Funds New World Fund R6 (HVWBX) |
| BlackRock Health Sciences Opportunities Fund K (SHSSX) |
| BlackRock Technology Opportunities Fund K (BGSIX) |
| Fidelity (FDGFX) |
| Vanguard Small Cap Value Index Adm Fund (VISVX) |
| Vanguard Explorer Admin Fund (VINEX) |
| Vanguard Mid Cap Growth Index Adm Fund (VMGIX) |
| Vanguard Mid Cap Value Index Adm Fund (VMVIX) |
| Vanguard Growth Index Adm Fund (VTGLX) |
| (Form 5500) |
| (6) Net investment gain (loss) from common/collective trusts …………………… 2b |
| AMERFUNDS 2035 TARG DATERET R6 |
| VANGUARD SM CAP VAL INDEX ADM (VSLVX) |
| BR HEALTH SCIENCES OPPS K |
| COHEN & STEERS REAL EST SEC Z (CSDIX) |
| AMERFUNDS 2065 TARG DATERET R6 |
| VANGUARD EXPLORER ADMIN (VINEX) |
| FID 500 IND |
| BLK TECH OPPS FUND – K |
| AMERFUNDS 2010 TARG DATERET R6 (2010) |
| VANGUARD MIDCAP GROWTH IDX ADM (VTGLX) |
| AMFUNDS CAP WRLD GR INC – R6 |
| AMERICAN FUNDS 2055 TARGET R6 (FAJTX) |
| VANGUARD MID CAP VALUE IND ADM (VMVIX) |
| AMERICAN FUNDS NEW WORLD R6 (HVWBX) |
| AMERFUNDS 2060 TARG DATERET R6 |
| AMERFUNDS 2050 TARG DATERET R6 |
| AMERFUNDS 2045 TARG DATERET R6 (2045) |
| AMERFUNDS 2020 TARG DATERET R6 |
| AMERFUNDS 2040 TARG DATERET R6 |
| VANGUARD GROWTH INDEX FUND ADM (VTGLX) |
| AMERFUNDS AMER BALANCED – R6 |
| AMERFUNDS 2025 TARG DATERET R6 |
| AMERFUNDS 2030 TARG DATERET R6 |
Investment model portfolios
We provide two types of investment model portfolios for NORTH VALLEY ENDODONTICS P. A. participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for NORTH VALLEY ENDODONTICS P. A.