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NISOURCE INC. RETIREMENT SAVINGS PLAN
Investment Model Portfolios

NiSource Inc., an energy holding company, through its subsidiaries, provides natural gas, electricity, and other products and services.

Investment options of NISOURCE INC. RETIREMENT SAVINGS PLAN

Total Available Funds: 27
Asset Class Ticker Description
Others
ROOT CASH Fidelity Institutional Money Market Fund
Conservative Allocation FIRJX Fidelity Income Portfolio
Moderate Allocation FBAKX Fidelity Balanced Fund Class K
Retirement Income FFFAX Fidelity Freedom Income Fund
Target Date 2000-2010 FFFCX Fidelity Freedom 2010 Fund
Target Date 2016-2020 FFFDX Fidelity Freedom 2020 Fund
Target Date 2026-2030 FFFEX Fidelity Freedom 2030 Fund
Target Date 2036-2040 FFFFX Fidelity Freedom 2040 Fund
Target Date 2050+ FFFHX Fidelity Freedom 2050 Fund
US EQUITY
LARGE GROWTH FMGKX Fidelity Magellan Fund Class K
LARGE GROWTH FCNKX Fidelity Contrafund Class K
LARGE VALUE FEIKX Fidelity Equity Income Fund Class K
LARGE GROWTH FGCKX Fidelity Growth Fund Class K
LARGE BLEND FGIKX Fidelity Growth and Income Fund Class K
LARGE BLEND FUSEX Fidelity Spartan U.S. Equity Index Fund
Small Growth AUSAX Columbia Investments Acorn USA Z
SMALL BLEND NAESX Janus Investments Small Cap Value Fund (institutional)
SMALL VALUE NOSGX Northern Funds Small Cap Value Fund
SMALL VALUE JSIVX Perkins Investment Small Cap Value Fund
FIXED INCOME
Intermediate-Term Bond FTHRX Fidelity Intermediate Bond Fund
Intermediate-Term Bond PTTRX PIMCO Investments Total Return Fund (institutional)
LONG GOVERNMENT PGOVX PIMCO Investments Long-Term Government Fund
Short-Term Bond PTLDX PIMCO Investments Low-Duration Fund (institutional)
INTERNATIONAL EQUITY
Foreign Large Blend FOSKX Fidelity Overseas Fund Class K
EUROPE STOCK FIEUX Fidelity Europe Fund
DIVERSIFIED PACIFIC/ASIA FPBFX Fidelity Pacific Basin Fund
Foreign Large Blend AEPGX American Funds Investments EuroPacific Growth Fund

Investment model portfolios

We provide two types of investment model portfolios for NISOURCE INC. RETIREMENT SAVINGS PLAN participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Example model portfolios

The following provides historical returns for example model portfolios with a moderate risk profile (at most 60% in stocks) and their comparison with benchmark index funds. You can customize these portfolios according to your own risk profile.

Strategic Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Strategic Asset Allocation (SAA) strategy.

Tactical Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Tactical Asset Allocation (TAA) strategy.

Name YTD Return 1Yr AR 3Yr AR 5Yr AR 10Yr AR 15Yr AR 20Yr AR Inception
NISOURCE INC. RETIREMENT SAVINGS PLAN Tactical Asset Allocation Moderate NA 29.65% 7.32% 10.70% 8.62% 9.47% 9.88% 9.57%
VFINX (VANGUARD 500 INDEX FUND INVESTOR SHARES) NA 37.82% 8.86% 15.20% 12.89% 14.04% 10.46% 8.70%
VSMGX (VANGUARD LIFESTRATEGY MODERATE GROWTH FUND INVESTOR SHARES) NA 22.89% 2.25% 6.63% 6.01% 7.19% 6.10% 5.79%
Data as of 10/31/2024, AR inception is 12/31/2000

Retirement Plan (401(k)) Info for NISOURCE INC. RETIREMENT SAVINGS PLAN

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