Investment options of NIPPON DYNAWAVE PACKAGING CO. 401(K) PLAN
Total Available Funds: 24
| Investment Option List |
|---|
| The Plan paid administrative fees to Fidelity Management Trust Company, the Plan trustee, of |
| and Strategic Advisors, Inc., the Plan investment advisors, $26,951 for the year ended December |
| Note 9 – Reconciliation to Form |
| Fidelity 500 Index Fund Registered Investment Company (FRESX) |
| Vanguard Target Retirement Fund 2050 Registered Investment Company (VFIFX) |
| Vanguard Target Retirement Fund 2045 Registered Investment Company (VTIVX) |
| Vanguard Target Retirement Fund 2030 Registered Investment Company (VTHRX) |
| Loomis Sayles Growth N Registered Investment Company (LSSIX) |
| Vanguard Target Retirement Fund 2040 Registered Investment Company (VFORX) |
| Vanguard Target Retirement Fund 2035 Registered Investment Company (VTTHX) |
| Vanguard Target Retirement Fund 2025 Registered Investment Company (VTTVX) |
| Vanguard Target Retirement Fund 2055 Registered Investment Company (VFFVX) |
| Vanguard Target Retirement Fund 2060 Registered Investment Company (VTTSX) |
| Fidelity Mid Cap Index Fund Registered Investment Company (FIIMX) |
| DFA U.S. Small Cap Portfolio Class I Registered Investment Company |
| Hartford International Opportunities Fund R6 Registered Investment Company (HIAOX) |
| MFS Large Cap Value MSG Collective Trust (ILVAX) |
| Fidelity U.S. Bond Index Fund Registered Investment Company (FBNDX) |
| Vanguard Target Retirement Fund 2065 Registered Investment Company (VSXFX) |
| Vanguard Target Retirement Fund 2020 Registered Investment Company (VTWNX) |
| Fidelity Small Cap Index Fund Registered Investment Company (FSSJX) |
| Vanguard Target Retirement Fund 2070 Registered Investment Company (VSVNX) |
| Vanguard Target Retirement Income Fund Registered Investment Company (VTINX) |
| maturing through October 2033 |
Investment model portfolios
We provide two types of investment model portfolios for NIPPON DYNAWAVE PACKAGING CO. 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for NIPPON DYNAWAVE PACKAGING CO. 401(K) PLAN