Investment options of NEXTPOINT GROUP, LLC 401(K) PLAN
Total Available Funds: 33
| Investment Description |
|---|
| Fidelity Investments FID 500 INDEX N/A |
| Fidelity Investments FID BLUE CHIP GR N/A |
| Fidelity Investments FID EMERGING MKTS N/A |
| Fidelity Investments FID EMRG MKTS IDX N/A |
| Fidelity Investments FID EXTD MKT IDX N/A |
| Fidelity Investments FID FREEDOM 2010 K N/A |
| Fidelity Investments FID FREEDOM 2015 K N/A |
| Fidelity Investments FID FREEDOM 2020 K N/A |
| Fidelity Investments FID FREEDOM 2025 K N/A |
| Fidelity Investments FID FREEDOM 2030 K N/A |
| Fidelity Investments FID FREEDOM 2035 K N/A |
| Fidelity Investments FID FREEDOM 2040 K N/A |
| Fidelity Investments FID FREEDOM 2045 K N/A |
| Fidelity Investments FID FREEDOM 2050 K N/A |
| Fidelity Investments FID FREEDOM 2055 K N/A |
| Fidelity Investments FID FREEDOM 2060 K N/A |
| Fidelity Investments FID FREEDOM 2065 K N/A |
| Fidelity Investments FID FREEDOM INC K N/A |
| Fidelity Investments FID GLB EX US IDX N/A |
| Fidelity Investments FID GROWTH STRAT K N/A |
| Fidelity Investments FID INTL DISCOVERY K N/A |
| Fidelity Investments FID LARGE CAP STK K6 N/A |
| Fidelity Investments FID PURITAN K N/A |
| Fidelity Investments FID SM CAP IDX N/A |
| Fidelity Investments FID SMALL CAP VALUE N/A |
| Fidelity Investments FID US BOND IDX N/A |
| Fidelity Investments FID VALUE K N/A |
| Janus Henderson J H TRITON T N/A |
| MFS VALUE R3 N/A |
| Northern NORTHERN SM CAP CORE N/A |
| PGIM PGIM HIGH YIELD R6 N/A |
| Putnam PUTN LG CAP VAL R6 N/A |
| Fidelity Investments 5.25% – 10.50% -0- |
Investment model portfolios
We provide two types of investment model portfolios for NEXTPOINT GROUP, LLC 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for NEXTPOINT GROUP, LLC 401(K) PLAN