Investment options of NEXT 15 COMMUNICATIONS RETIREMENT PLAN
Total Available Funds: 35
| Investment Option List |
|---|
| Note 9 – Reconciliation to Form |
| FID FDM IDX 2050 IPR Registered Investment Company |
| FID 500 INDEX Registered Investment Company (GIDIX) |
| FID FDM IDX 2055 IPR Registered Investment Company |
| FID FDM IDX 2040 IPR Registered Investment Company |
| FID FDM IDX 2045 IPR Registered Investment Company |
| FID FDM IDX 2030 IPR Registered Investment Company |
| MFS GROWTH R6 Registered Investment Company |
| FID FDM IDX 2035 IPR Registered Investment Company |
| FID FDM IDX 2060 IPR Registered Investment Company |
| VANG EQUITY INC ADM Registered Investment Company |
| FID FDM IDX 2025 IPR Registered Investment Company |
| VANG SM CAP IDX ADM Registered Investment Company |
| VANG EM STK IDX ADM Registered Investment Company |
| VAN FTSE SOC IDX ADM Registered Investment Company |
| VANG MIDCAP IDX ADM Registered Investment Company |
| IS MSCI EAFE INTL K Registered Investment Company |
| FID FDM IDX 2010 IPR Registered Investment Company |
| MFS INTL GROWTH R4 Registered Investment Company |
| VANG VMMR-FED MMKT Registered Investment Company |
| FID FDM IDX 2065 IPR Registered Investment Company |
| IS US AGG BD IDX K Registered Investment Company |
| INVS DISCOVERY Y Registered Investment Company |
| TRP HEALTH SCIENCES Registered Investment Company |
| PGIM HIGH YIELD Z Registered Investment Company (PHYEX) |
| FID LOW PRICED STK K Registered Investment Company (RLPHX) |
| LD ABT BOND DBNTR R5 Registered Investment Company |
| FID FDM IDX 2020 IPR Registered Investment Company |
| JH DSCPL VAL MDCP I Registered Investment Company (MARFX) |
| BLKRK GLOBAL ALLOC I Registered Investment Company |
| FKLN SM CAP VALUE R6 Registered Investment Company (RVVHX) |
| FID FDM IDX INC IPR Registered Investment Company |
| FID FDM IDX 2015 IPR Registered Investment Company |
| PGIM TOT RET BOND LP Collective Trust |
| maturing through August 2033 |
Investment model portfolios
We provide two types of investment model portfolios for NEXT 15 COMMUNICATIONS RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for NEXT 15 COMMUNICATIONS RETIREMENT PLAN