Investment options of NEWFORMA, INC. 401(K) PLAN
Total Available Funds: 25
| Investment Description |
|---|
| 145,772 shares |
| Vanguard 500 Index Admiral Fund 2,139 shares |
| Vanguard Mid Cap Index Fund 1,299 shares |
| Vanguard Explorer Fund 3,442 shares |
| Vanguard Small Cap Index Fund 2,618 shares |
| 25,050 shares |
| Columbia Dividend Income Fund 7,199 shares |
| Fidelity International Index Fund 3,626 shares |
| Index Fund 15,289 shares |
| PIMCO Income Fund 14,255 shares |
| Fidelity Mid Cap Growth Index Fund 4,424 shares |
| Victory Sycamore Established Value Fund 2,853 shares |
| JPMorgan Core Bond Fund 12,114 shares |
| American Funds Balanced Fund 3,439 shares |
| Blackrock Health Sciences Fund 1,715 shares |
| JPMorgan U.S. Small Company Fund 4,708 shares |
| 4,208 shares |
| Calvert Short Duration Income Fund3,048 shares |
| T.Rowe Price All-Cap Opportunities Fund 430 shares |
| Franklin Gold and Precious Metals1,371 shares |
| T.Rowe Price Dividend Growth Fund 290 shares |
| JPMorgan Unconstrained Debt Fund 1,643 shares |
| Blackrock Inflation Protected Bond Fund 965 shares |
| PGIM High Yield Bond Fund 1,908 shares |
| JPMorgan Large Cap Growth Fund 5,938 shares |
Investment model portfolios
We provide two types of investment model portfolios for NEWFORMA, INC. 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for NEWFORMA, INC. 401(K) PLAN