Investment options of NEWFOLD DIGITAL, INC. 401(K) PLAN
Total Available Funds: 43
| Investment Description |
|---|
| State Street Target Retirement Income SL CL IV |
| State Street Target Retirement 2020 SL CL IV |
| State Street Target Retirement 2025 SL CL IV |
| State Street Target Retirement 2030 SL CL IV |
| State Street Target Retirement 2035 SL CL IV |
| State Street Target Retirement 2040 SL CL IV |
| State Street Target Retirement 2045 SL CL IV |
| State Street Target Retirement 2050 SL CL IV |
| State Street Target Retirement 2055 SL CL IV |
| State Street Target Retirement 2060 SL CL IV |
| State Street Target Retirement 2065 SL CL IV |
| State Street International Stock |
| State Street S&P |
| State Street US Bond |
| State Street US Small/Mid Cap Stock |
| BlackRock Strategic Completion NL M |
| Mercer Diversified Bond |
| Mercer International Stock |
| Mercer Small Mid/Cap Stock Fund |
| BlackRock Multi-Asset Income Portfolio |
| Rates from 4.16% to 9.50% – |
| 1BKMIX 208,115.66 |
| 1BRSCNM 501,815.17 |
| 1SSTRIV 491,236.86 |
| 1SSTC20 1,124,201.39 |
| 1SSTC25 2,332,693.76 |
| 1SSTC30 5,979,261.83 |
| 1SSTC45 16,602,252.72 |
| 1SSTC50 13,959,172.82 |
| 1SSTC55 8,217,747.10 |
| 1SSTC60 2,249,111.97 |
| 1SSTC65 517,644.81 |
| 1SSTC35 8,735,519.08 |
| 1SSTC40 14,456,515.07 |
| 1MERINS 1,729,005.40 |
| 1MERSSE 1,757,539.31 |
| 1MERSMD 4,289,476.46 |
| 1MERSSR 3,022,224.68 |
| 1MERSS5 22,052,052.97 |
| 1MERDBD 1,505,652.12 |
| 1MERSSB 1,298,828.59 |
| 1IVSVB1 3,880,117.39 |
| FORFEITURES 340,052.10 |
Investment model portfolios
We provide two types of investment model portfolios for NEWFOLD DIGITAL, INC. 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for NEWFOLD DIGITAL, INC. 401(K) PLAN