Investment options of NEW CHARTER TECHNOLOGIES 401(K) PLAN
Total Available Funds: 59
| Investment Description |
|---|
| Allspring Allspring Special Small Cap Value R6 |
| American American Funds 2020 Trgt Date Retire R6 |
| American American Funds 2025 Trgt Date Retire R6 |
| American American Funds 2030 Trgt Date Retire R6 |
| American American Funds 2035 Trgt Date Retire R6 |
| American American Funds 2040 Trgt Date Retire R6 |
| American American Funds 2045 Trgt Date Retire R6 |
| American American Funds 2050 Trgt Date Retire R6 |
| American American Funds 2055 Trgt Date Retire R6 |
| American American Funds 2060 Trgt Date Retire R6 |
| American American Funds 2065 Trgt Date Retire R6 |
| American American Funds 2070 Trgt Date Retire R6 |
| Carillon Carillon Eagle Mid Cap Growth R6 |
| Cohen Cohen & Steers Realty Shares Z |
| Fidelity Emerging Markets Index |
| Fidelity International Index |
| Fidelity Mid Cap Index |
| Fidelity Small Cap Index |
| Fidelity Small Cap Growth K6 |
| Fidelity Us Bond Index |
| Jpmorgan Core Bond R6 |
| Jpmorgan Large Cap Growth R6 |
| Jpmorgan U.s. Value R6 |
| Mfs Intl Diversification R6 |
| Mfs Mid Cap Value R6 |
| Pimco Income Instl |
| Pimco Real Return Instl |
| Empower Investments EI Fixed Account – Series Class I |
| various maturity dates through November 2047 – |
| 1RFBFX 159,728.14 |
| 1RRCTX 376,927.18 |
| 1RFDTX 714,287.16 |
| 1RFETX 2,018,732.95 |
| 1RFFTX 4,019,774.48 |
| 1RFGTX 5,336,587.25 |
| 1RFHTX 5,490,920.69 |
| 1RFITX 6,365,726.73 |
| 1RFKTX 3,414,895.11 |
| 1RFUTX 1,244,907.07 |
| 1RFVTX 36,269.65 |
| 1FPADX 1,000,117.66 |
| 1FSPSX 2,395,496.92 |
| 1MDIZX 186,547.11 |
| 1CSJZX 320,082.82 |
| 1FOCSX 239,306.56 |
| 1FSSNX 1,111,442.87 |
| 1ESPRX 290,277.62 |
| 1HRAUX 327,703.56 |
| 1FSMDX 1,541,259.39 |
| 1MVCKX 414,957.93 |
| 1FSKAX 8,050,791.28 |
| 1VGINX 1,357,222.55 |
| 1JLGMX 1,755,684.44 |
| 1FXNAX 1,569,520.75 |
| 1JCBUX 406,571.89 |
| 1PIMIX 716,979.96 |
| 1PRRIX 301,495.44 |
| 1GWAQ35 1.450 1,316,934.70 |
| FORFEITURES 11,696.47 |
Investment model portfolios
We provide two types of investment model portfolios for NEW CHARTER TECHNOLOGIES 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for NEW CHARTER TECHNOLOGIES 401(K) PLAN