Investment options of NETWORK FOR TEACHING ENTREPRENEURSHIP INC. 403(B) PLAN
Total Available Funds: 37
| Investment Option List |
|---|
| EQ/Equity 500 Index Fund Pooled Separate Accounts |
| EQ/Small Company Index Fund Pooled Separate Accounts (DPSGX) |
| EQ/MFS International Growth Fund Pooled Separate Accounts (MQGIX) |
| EQ/Global Equity Managed Volume Fund Pooled Separate Accounts |
| Multimanager Aggressive Equity Fund Pooled Separate Accounts |
| EQ/Conservative-Plus Allocation Fund Pooled Separate Accounts |
| 1290 VT GAMCO Small Co Value Fund Pooled Separate Accounts |
| EQ/Moderate-Plus Allocation Fund Pooled Separate Accounts |
| EQ/ClearBridge Large Cap Growth Fund Pooled Separate Accounts (SBLYX) |
| EQ/Janus Enterprise Fund Pooled Separate Accounts |
| EQ/Emerging Markets Equity Plus Fund Pooled Separate Accounts |
| EQ/Wellington Energy Fund Pooled Separate Accounts |
| EQ/MFS Technology Fund Pooled Separate Accounts |
| EQ/Fidelity Institutional AM Large Cap Fund Pooled Separate Accounts (FLCSX) |
| EQ/Morgan Stanley Small Cap Growth Fund Pooled Separate Accounts (DPSGX) |
| EQ/Common Stock Index Fund Pooled Separate Accounts (FMIMX) |
| EQ/Quality Bond Plus Fund Pooled Separate Accounts |
| 1290 VT Socially Responsible Fund Pooled Separate Accounts |
| EQ/Mid Cap Index Fund Pooled Separate Accounts (DPAGX) |
| EQ/International Equity Index Fund Pooled Separate Accounts |
| EQ/Int Core Managed Volume Fund Pooled Separate Accounts |
| Target 2045 Allocation Fund Pooled Separate Accounts |
| EQ/JP Morgan Growth Stock Pooled Separate Accounts |
| EQ/Large Cap Value Managed Volume Fund Pooled Separate Accounts |
| EQ/Moderate Allocation Fund Pooled Separate Accounts |
| EQ/Capital Group Research Fund Pooled Separate Accounts |
| EQ/JP Morgan Val Opportunities Fund Pooled Separate Accounts |
| EQ/AB Small Cap Growth Fund Pooled Separate Accounts (DPSGX) |
| EQ/Mid Cap Value managed Volume Fund Pooled Separate Accounts |
| EQ/Aggressive Allocation Fund Pooled Separate Accounts |
| Multimanager Technology Fund Pooled Separate Accounts |
| 1290 VT Small Cap Value Fund Pooled Separate Accounts (TNVAX) |
| EQ/Large Cap Growth Managed Volume Fund Pooled Separate Accounts (DSMIX) |
| EQ/Large Cap Value Index Fund Pooled Separate Accounts |
| 1290 VT Smart Beta Equity Fund Pooled Separate Accounts |
| 1290VT GAMCO Mergers & Acquisition Fund Pooled Separate Accounts |
| Notes receivable from participants Interest Rate 4.25% – 9.50% |
Investment model portfolios
We provide two types of investment model portfolios for NETWORK FOR TEACHING ENTREPRENEURSHIP INC. 403(B) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for NETWORK FOR TEACHING ENTREPRENEURSHIP INC. 403(B) PLAN