Investment options of NETRIX, LLC 401(K) PLAN & TRUST
Total Available Funds: 30
| Investment Description |
|---|
| Voya AB US Lg Cp Grw CIT W Sr L |
| American Funds EuroPacific R6 |
| American Funds New World R6 |
| Clb Tr Div Inc F Inst 100 CIT |
| DFA US Targeted Vl Port Ins |
| DFA US Vector Equity Port Ins |
| Fid US Bd Id Fd |
| Fidelity 500 Index Fund |
| Fidelity Freed Ind 2010 Fd Prm |
| Fidelity Freed Ind 2015 Fd Prm |
| Fidelity Freed Ind 2020 Fd Prm |
| Fidelity Freed Ind 2025 Fd Prm |
| Fidelity Freed Ind 2030 Fd Prm |
| Fidelity Freed Ind 2035 Fd Prm |
| Fidelity Freed Ind 2040 Fd Prm |
| Fidelity Freed Ind 2045 Fd Prm |
| Fidelity Freed Ind 2050 Fd Prm |
| Fidelity Freed Ind 2055 Fd Prm |
| Fidelity Freed Ind 2060 Fd Prm |
| Fidelity Freed Ind 2065 Fd Prm |
| Fidelity Freedom Ind Inc F Prm |
| Inv Discovery Fd R6 |
| John Hanck Bond Fund R6 |
| Vangrd Emr Mkts Stk Ind Fd Adm |
| Vangrd Mid-Cap Index Fund Adm |
| Vangrd SmlCp Indx Fd Admiral |
| Vangrd Tot Int Stk In F Adm |
| Vangrd Tot St Mkt Indx Fd Adm |
| BlkRck MidCap Gr Eq L1 |
| Voya Gv Mny Mkt F A (Hld Acct) |
Investment model portfolios
We provide two types of investment model portfolios for NETRIX, LLC 401(K) PLAN & TRUST participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for NETRIX, LLC 401(K) PLAN & TRUST