Investment options of NEFAB PACKAGING, INC. 401(K) PLAN
Total Available Funds: 25
| Investment Description |
|---|
| The Vanguard Group Vanguard 500 Index Fund Admiral N/R |
| The Vanguard Group Vanguard Balanced Index Adm N/R |
| MFS Investment MFS Growth R6 N/R |
| The Vanguard Group Vanguard Small-Cap Index Fund N/R |
| JP Morgan JP Morgan Equity Income R6 Fund N/R |
| Vanguard Mid-Cap Index Fund Admiral N/R |
| John Hancock Funds Disciplined Value N/R |
| Janus Henderson Triton Fund Class I N/R |
| Victory Capital Victory Sycamore Small Company N/R |
| American Funds EuroPacific Growth N/R |
| MFS Investment MFS Mid-Cap Growth R6 Fund N/R |
| The Vanguard Group Vanguard Inflation-Protected Securities N/R |
| Principal Global Investors Principal Lifetime Hybrid 2035 CIT Z N/R |
| Principal Global Investors Principal Lifetime Hybrid 2030 CIT Z N/R |
| Principal Global Investors Principal Lifetime Hybrid 2040 CIT Z N/R |
| Principal Global Investors Principal Lifetime Hybrid 2045 CIT Z N/R |
| Principal Global Investors Principal Lifetime Hybrid 2055 CIT Z N/R |
| Principal Global Investors Principal Lifetime Hybrid 2050 CIT Z N/R |
| Principal Global Investors Principal Lifetime Hybrid 2025 CIT Z N/R |
| Principal Global Investors Principal Lifetime Hybrid 2060 CIT Z N/R |
| Principal Global Investors Principal Lifetime Hybrid 2065 CIT Z N/R |
| Principal Global Investors Principal Lifetime Hybrid 2020 CIT Z N/R |
| Principal Global Investors Principal Lifetime Hybrid 2015 CIT Z N/R |
| Principal Global Investors Principal Lifetime Hybrid Income CIT Z N/R |
| Principal Global Investors Principal Lifetime Hybrid 2070 CIT Z N/R |
Investment model portfolios
We provide two types of investment model portfolios for NEFAB PACKAGING, INC. 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for NEFAB PACKAGING, INC. 401(K) PLAN