Investment options of NAVIS, LLC. 401(K) PLAN
Total Available Funds: 22
| Investment Description |
|---|
| PRUDENTIAL MUTUAL FUNDS MFS INTERNATIONAL DIVERSIFICATION FUND CLASS R3 |
| PRUDENTIAL MUTUAL FUNDS VANGUARD SMALL-CAP INDEX FUND ADMIRAL SHARES |
| PRUDENTIAL MUTUAL FUNDS T. ROWE PRICE MID-CAP VALUE FUND I CLASS |
| PRUDENTIAL MUTUAL FUNDS AMERICAN FUNDS MORTGAGE FUND CLASS R-6 |
| PRUDENTIAL MUTUAL FUNDS COLUMBIA GLOBAL TECHNOLOGY GROWTH FUND ADVISOR CLASS |
| PRUDENTIAL MUTUAL FUNDS MFS GLOBAL REAL ESTATE FUND CLASS R3 |
| PRUDENTIAL MUTUAL FUNDS FIDELITY ADVISOR SMALL CAP GROWTH FUND CLASS I |
| PRUDENTIAL MUTUAL FUNDS MFS NEW DISCOVERY VALUE FUND CLASS R3 |
| PRUDENTIAL MUTUAL FUNDS PGIM JENNISON GROWTH FUND-CLASS Z |
| PRUDENTIAL MUTUAL FUNDS DFA INFLATION-PROTECTED SECURITIES PORTFOLIO INSTITUTIONAL CLASS |
| PRUDENTIAL MUTUAL FUNDS JANUS HENDERSON DEVELOPED WORLD BOND A |
| PRUDENTIAL MUTUAL FUNDS SCHWAB FUNDAMENTAL US LARGE COMPANY INDEX FUND |
| PRUDENTIAL MUTUAL FUNDS VANGUARD HEALTH CARE INDEX FUND ADMIRAL SHARES |
| PRUDENTIAL MUTUAL FUNDS PGIM TOTAL RETURN BOND FUND-CLASS Z |
| PRUDENTIAL MUTUAL FUNDS VANGUARD MID-CAP INDEX FUND ADMIRAL SHARES |
| PRUDENTIAL MUTUAL FUNDS T. ROWE PRICE EMERGING MARKETS CORPORATE BOND FUND I CLASS |
| PRUDENTIAL MUTUAL FUNDS PGIM HIGH YIELD FUND-CLASS Z |
| PRUDENTIAL MUTUAL FUNDS INVESCO DEVELOPING MARKETS FUND CLASS Y |
| PRUDENTIAL RETIREMENT INSURANCE AND ANNUITY COMPANY DRYDEN S& 500 INDEX FUND |
| PRUDENTIAL RETIREMENT INSURANCE AND ANNUITY COMPANY MID CAP GROWTH I |
| PRUDENTIAL RETIREMENT INSURANCE AND ANNUITY COMPANY PRUDENTIAL DAY ONE INCOMEFLEX TARGET BALANCED FUND |
| PRUDENTIAL RETIREMENT INSURANCE AND ANNUITY COMPANY GUARANTEED INCOME FUND |
Investment model portfolios
We provide two types of investment model portfolios for NAVIS, LLC. 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for NAVIS, LLC. 401(K) PLAN