Investment options of NABCO ENTRANCES INC. 401K PLAN
Total Available Funds: 25
| Investment Description |
|---|
| American Funds American Balanced Fund R6 N/R |
| American Funds American High-Inc Trust R6 N/R |
| American Funds New Perspective Fund R6 N/R |
| American Funds New World Fund R6 N/R |
| JPMorgan Large Cap Growth Fund R6 N/R |
| PGIM Jennison International Opps R6 N/R |
| PIMCO CommoditiesPLUS Strategy Instl N/R |
| PIMCO Income Institutional N/R |
| PIMCO StocksPLUS International Fund (U.S. Dollar- N/R |
| Putnam Large Cap Value Fund R6 N/R |
| State Street Aggregate Bond Index Fund Class K N/R |
| State Street Equity 500 Index K N/R |
| American Century RD Hybrid 2025 Cl I N/R |
| American Century RD Hybrid 2030 Cl I N/R |
| American Century RD Hybrid 2035 Cl I N/R |
| American Century RD Hybrid 2040 Cl I N/R |
| American Century RD Hybrid 2045 Cl I N/R |
| American Century RD Hybrid 2050 Cl I N/R |
| American Century RD Hybrid 2055 Cl I N/R |
| American Century RD Hybrid 2060 Cl I N/R |
| American Century RD Hybrid 2065 Cl I N/R |
| American Century RD Hybrid IN Ret CL 1 N/R |
| State Street SSGA Russell Small Cap Index Fd Class S N/R |
| State Street SSGA S&P MidCap Index Fund Class C N/R |
| State Street International Index Nonlending Series Fund N/R |
Investment model portfolios
We provide two types of investment model portfolios for NABCO ENTRANCES INC. 401K PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for NABCO ENTRANCES INC. 401K PLAN