Investment options of MVHS, INC. 403(B) PLAN
Total Available Funds: 41
| Investment Description |
|---|
| Lincoln – American Century VP Balanced Fund Pooled Separate Account – 5,435 Units |
| Lincoln – American Funds Global Growth Fund Pooled Separate Account – 5,118 Units |
| Lincoln – American Funds Growth Fund Pooled Separate Account – 40,302 Units |
| Lincoln – American Funds Growth-Income Fund Pooled Separate Account – 14,015 Units |
| Lincoln – American Funds International Fund Pooled Separate Account – 10,378 Units |
| Lincoln – Delaware VIP Small Cap Value Fund Pooled Separate Account – 4,203 Units |
| Lincoln – Fidelity VIP Asset Manager Fund Pooled Separate Account – 4,177 Units |
| Lincoln – Fidelity VIP Contrafund Fund Pooled Separate Account – 20,164 Units |
| Lincoln – Fidelity VIP Growth Fund Pooled Separate Account – 16,487 Units |
| Lincoln – Janus Henderson Global Research Fund Pooled Separate Account – 9,835 Units |
| Lincoln – Lincoln VIP Bond Fund Pooled Separate Account – 618 Units |
| Lincoln – Lincoln VIP Social Awareness Fund Pooled Separate Account – 4,084 Units |
| Lincoln – LVIP Baron Growth Opportunities Fund Pooled Separate Account – 7,486 Units |
| Lincoln – LVIP BlackRock Global Allocation Fund Pooled Separate Account – 308 Units |
| Lincoln – LVIP Blended Large Cap Growth Managed Fund Pooled Separate Account – 5,101 Units |
| Lincoln – LVIP BR Inflation Protected Fund Pooled Separate Account – 834 Units |
| Lincoln – LVIP Delaware SMID Cap Core Fund Pooled Separate Account – 4,737 Units |
| Lincoln – LVIP Delaware DVRS Income Fund Pooled Separate Account – 397 Units |
| Lincoln – LVIP Delaware High Yield Fund Pooled Separate Account – 539 Units |
| Lincoln – LVIP Delaware Retirement Fund Pooled Separate Account – 6,970 Units |
| Lincoln – LVIP Dimensional US Core Equity Fund Pooled Separate Account – 10,040 Units |
| Lincoln – LVIP FT Emerging MKT EQ FUND Pooled Separate Account – 770 Units |
| Lincoln – LVIP FT GLB EQU MGMD VOL Pooled Separate Account – 92 Units |
| Lincoln – LVIP Global Moderate Allocation MR Fund Pooled Separate Account – 136 Units |
| Lincoln – LVIP Conservative Allocation MR Fund Pooled Separate Account – 90 Units |
| Lincoln – LVIP Global Growth Allocation MR Fund Pooled Separate Account – 191 Units |
| Lincoln – LVIP JP Morgan Retirement Income Pooled Separate Account – 936 Units |
| Lincoln – LVIP JP Morgan Select MID Cap Value MV Fund Pooled Separate Account – 4,528 Units |
| Lincoln – LVIP Mondrian International Fund Pooled Separate Account – 998 Units |
| Lincoln – LVIP SSgA Bond Index Fund Pooled Separate Account – 439 Units |
| Lincoln – LVIP SSgA Global TAC Allocation Managed VOL Fund Pooled Separate Account – 31 Units |
| Lincoln – LVIP SSgA International Index Fund Pooled Separate Account – 92 Units |
| Lincoln – LVIP SSgA S&P 500 Index Fund Pooled Separate Account – 87,887 Units |
| Lincoln – LVIP SSgA Small-Cap Index Fund Pooled Separate Account – 12,627 Units |
| Lincoln – LVIP T. Rowe Price 2020 Pooled Separate Account – 5,534 Units |
| Lincoln – LVIP T. Rowe Price 2030 Pooled Separate Account – 17,215 Units |
| Lincoln – LVIP T. Rowe Price 2040 Pooled Separate Account – 590 Units |
| Lincoln – LVIP T. Rowe Price Structured Mid-Cap Growth Fund Pooled Separate Account – 7,330 Units |
| Lincoln – Neuberger Berman AMT Sustainable EQ Port Fund Pooled Separate Account – 10,691 Units |
| Lincoln – T. Rowe Price International Stock Fund Pooled Separate Account – 1,906 Units |
| ranging between 2025 and 2035 – |
Investment model portfolios
We provide two types of investment model portfolios for MVHS, INC. 403(B) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for MVHS, INC. 403(B) PLAN