Investment options of MUSCULOSKELETAL INSTITUTE OF LOUISIANA, A.P.M.C. PROFIT SHARING PLAN
Total Available Funds: 25
| Investment Description |
|---|
| AMERICAN FUNDS EUROPACIFIC GROWTH FUND |
| AMERICAN FUNDS INVESTMENT CO. OF AMERICA FUND |
| AMERICAN FUNDS WASHINGTON MUTUAL INVESTORS FUND |
| AMERICAN FUNDS US GOVERNMENT SECURITIES |
| AMERICAN FUNDS INTERNATIONAL VANTAGE FUND |
| BLACKROCK INTERNATIONAL I |
| BLACKROCK CORE BOND PORTFOLIO |
| BLACKROCK IMPACT MORTGAGE |
| BLACKROCK LARGE CAP FOCUS VALUATION |
| BLACKROCK EQUITY DIVIDEND FUND |
| BLACKROCK CAPITAL APPRECIATION FUND |
| BLACKROCK GLOBAL ALLOCATION FUND |
| AMERICAN FUNDS AMCAP FUND |
| AMERICAN FUNDS BOND FUND OF AMERICA |
| AMERICAN FUNDS INTERMEDIATE BOND FUND OF AMERICA |
| AMERICAN FUNDS FUNDAMENTAL INVESTORS FUND |
| AMERICAN FUNDS GROWTH FUND OF AMERICA |
| AMERICAN FUNDS CAPITAL INCOME BUILDER FUND |
| AMERICAN FUNDS SMALLCAP WORLD FUND |
| COLUMBIA INCOME BUILDER FUND |
| THE HARTFORD BALANCED INCOME FUND |
| FIDELITY ADVISOR FREEDOM 2035 |
| FIDELITY ADVISOR FREEDOM 2040 |
| FIDELITY ADVISOR FREEDOM 2045 |
| FIDELITY ADVISOR FREEDOM 2050 |
Investment model portfolios
We provide two types of investment model portfolios for MUSCULOSKELETAL INSTITUTE OF LOUISIANA, A.P.M.C. PROFIT SHARING PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for MUSCULOSKELETAL INSTITUTE OF LOUISIANA, A.P.M.C. PROFIT SHARING PLAN