Investment options of MUSCULAR DYSTROPHY ASSOCIATION, INC. SAVINGS PLAN
Total Available Funds: 31
| Investment Description |
|---|
| BLACKROCK FEDFUND CLASS INSTITUTIONAL MUTUAL FUND |
| WESTERN ASSET CORE PLUS BOND IS MUTUAL FUND |
| PIMCO INCOME INSTL MUTUAL FUND |
| VANGUARD INTER-TERM BOND INDEX ADM MUTUAL FUND |
| AMERICAN CENTURY INFLATION ADJ BOND R6 MUTUAL FUND |
| MFS VALUE R6 MUTUAL FUND |
| FIDELITY 500 INDEX MUTUAL FUND |
| CLEARBRIDGE LARGE CAP GROWTH IS MUTUAL FUND |
| MFS MID CAP VALUE R6 MUTUAL FUND |
| VANGUARD MID-CAP INDEX ADMIRAL MUTUAL FUND |
| BLACKROCK MID-CAP GROWTH EQUITY K MUTUAL FUND |
| FRANKLIN SMALL CAP VALUE R6 MUTUAL FUND |
| VANGUARD SMALL-CAP INDEX ADMIRAL MUTUAL FUND |
| CLEARBRIDGE SMALL CAP GROWTH IS MUTUAL FUND |
| MFS INTERNATIONAL GROWTH R6 MUTUAL FUND |
| AMERICAN FUNDS NEW PERSPECTIVE R6 MUTUAL FUND |
| ISHARES MSCI EAFE INTERNATIONAL INDEX K MUTUAL FUND |
| VANGUARD INTERNATIONAL VALUE INVESTOR MUTUAL FUND |
| HARTFORD SCHRODERS EMERGING MKTS EQ SDR MUTUAL FUND |
| AMERICAN FUNDS TRGT DATE RET 2060 R6 MUTUAL FUND |
| AMERICAN FUNDS TRGT DATE RET 2010 R6 MUTUAL FUND |
| AMERICAN FUNDS TRGT DATE RET 2015 R6 MUTUAL FUND |
| AMERICAN FUNDS TRGT DATE RET 2020 R6 MUTUAL FUND |
| AMERICAN FUNDS TRGT DATE RET 2025 R6 MUTUAL FUND |
| AMERICAN FUNDS TRGT DATE RET 2030 R6 MUTUAL FUND |
| AMERICAN FUNDS TRGT DATE RET 2035 R6 MUTUAL FUND |
| AMERICAN FUNDS TRGT DATE RET 2040 R6 MUTUAL FUND |
| AMERICAN FUNDS TRGT DATE RET 2045 R6 MUTUAL FUND |
| AMERICAN FUNDS TRGT DATE RET 2050 R6 MUTUAL FUND |
| AMERICAN FUNDS TRGT DATE RET 2055 R6 MUTUAL FUND |
| VANGUARD LIFESTRATEGY CONSERV GROWTH INVESTOR MUTUAL FUND |
Investment model portfolios
We provide two types of investment model portfolios for MUSCULAR DYSTROPHY ASSOCIATION, INC. SAVINGS PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for MUSCULAR DYSTROPHY ASSOCIATION, INC. SAVINGS PLAN