Investment options of MUNSCH HARDT KOPF & HARR, P.C. PROFIT SHARING PLAN
Total Available Funds: 33
| Investment Description |
|---|
| BLACKROCK EAFE EQUITY INDEX FUND |
| BLACKROCK EQUITY INDEX FUND |
| BLACKROCK US DEBT INDEX FUND |
| FIDELITY MANAGEMENT TRUST COMPANY BLUE CHIP GROWTH K6 FUND |
| FIDELITY MANAGEMENT TRUST COMPANY MID CAP INDEX FUND |
| FIDELITY MANAGEMENT TRUST COMPANY SMALL CAP GROWTH K6 FUND |
| FIDELITY MANAGEMENT TRUST COMPANY SMALL CAP INDEX FUND |
| PIMCO INCOME INSTITUTIONAL FUND |
| PRUDENTIAL HIGH YIELD R6 FUND |
| PUTNAM STABLE VALUE FUND |
| VANGUARD EQUITY-INCOME ADMIRAL FUND |
| VANGUARD FEDERAL MONEY MARKET FUND |
| VANGUARD SHORT-TERM INVESTMENT-GRADE ADMIRAL FUND |
| WILMINGTON TRUST CORE PLUS BOND I1 FUND |
| WILMINGTON TRUST FLEXPATH INDEX + AGGRESSIVE 2025 I1 FUND |
| WILMINGTON TRUST FLEXPATH INDEX + CONSERVATIVE 2025 I1 FUND |
| WILMINGTON TRUST FLEXPATH INDEX + MODERATE 2025 I1 FUND |
| WILMINGTON TRUST FLEXPATH INDEX + AGGRESSIVE 2035 I1 FUND |
| WILMINGTON TRUST FLEXPATH INDEX + CONSERVATIVE 2035 I1 FUND |
| WILMINGTON TRUST FLEXPATH INDEX + MODERATE 2035 I1 FUND |
| WILMINGTON TRUST FLEXPATH INDEX + AGGRESSIVE 2045 I1 FUND |
| WILMINGTON TRUST FLEXPATH INDEX + CONSERVATIVE 2045 I1 FUND |
| WILMINGTON TRUST FLEXPATH INDEX + MODERATE 2045 I1 FUND |
| WILMINGTON TRUST FLEXPATH INDEX + AGGRESSIVE 2055 I1 FUND |
| WILMINGTON TRUST FLEXPATH INDEX + CONSERVATIVE 2055 I1 FUND |
| WILMINGTON TRUST FLEXPATH INDEX + MODERATE 2055 I1 FUND |
| WILMINGTON TRUST FLEXPATH INDEX + AGGRESSIVE RETIREMENT I1 FUND |
| WILMINGTON TRUST FLEXPATH INDEX + CONSERVATIVE RETIREMENT I1 FUND |
| WILMINGTON TRUST FLEXPATH INDEX + MODERATE RETIREMENT I1 FUND |
| WILMINGTON TRUST INTERNATIONAL EQUITY I1 FUND |
| WILMINGTON TRUST MID CAP GROWTH I1 FUND |
| WILMINGTON TRUST MID CAP VALUE II I1 FUND |
| WILMINGTON TRUST SMALL CAP VALUE II I1 FUND |
Investment model portfolios
We provide two types of investment model portfolios for MUNSCH HARDT KOPF & HARR, P.C. PROFIT SHARING PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for MUNSCH HARDT KOPF & HARR, P.C. PROFIT SHARING PLAN