Investment options of MTX GROUP 401(K) PLAN
Total Available Funds: 24
| Investment Description |
|---|
| Matrix Trust Company BANC Master Deposit Account |
| 3 Matrix Trust Company DFA Emerging Markets Small Cap |
| 4 Matrix Trust Company DFA Emerging Markets Value |
| 6 Matrix Trust Company DFA International Small Company |
| 7 Matrix Trust Company Nuveen International Value |
| 8 Matrix Trust Company Nuveen Core Impact Bond |
| 9 Matrix Trust Company Nuveen Large Cap Responsible Equity |
| 10 Matrix Trust Company Vanguard 500 Index |
| 11 Matrix Trust Company Vanguard Developed Markets |
| 12 Matrix Trust Company Vanguard Emerging Markets Stock |
| 13 Matrix Trust Company Vanguard FTSR Social |
| 14 Matrix Trust Company Vanguard Growth |
| 15 Matrix Trust Company Vanguard Intermediate-Term Bond |
| 16 Matrix Trust Company Vanguard Long-Term Bond |
| 17 Matrix Trust Company Vanguard Mid-Cap Growth |
| 18 Matrix Trust Company Vanguard Mid-Cap Value |
| 19 Matrix Trust Company Vanguard Mid Cap |
| 21 Matrix Trust Company Vanguard Short-Term Bond |
| 22 Matrix Trust Company Vanguard Short-Term Inflation Protection |
| 23 Matrix Trust Company Vanguard Small Cap Growth |
| 24 Matrix Trust Company Vanguard Small Cap |
| 25 Matrix Trust Company Vanguard Small Cap Value |
| 30 Matrix Trust Company Vanguard Value Index |
| Notes Receivable from Participants Maturing at various times through 2029 -0- |
Investment model portfolios
We provide two types of investment model portfolios for MTX GROUP 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for MTX GROUP 401(K) PLAN