Investment options of MTI 401(K) PLAN
Total Available Funds: 41
| Investment Description |
|---|
| American Beacon Small Cap Value Fund Class R6 68,248 Shares |
| Baillie Gifford Emerging Markets Equity Fund 3,840 Shares |
| Blackrock Inflation Protection Bond 22,724 Shares |
| Conestoga Small Cap Institutional 39,895 Shares |
| Dodge & Cox Stock Fund 18,957 Shares |
| Euro Pacific Growth R6 63,524 Shares |
| Fidelity Mid Cap Index Fund 11,147 Shares |
| Harbor Capital Appreciation Fund Retirement Class 82,934 Shares |
| Vanguard Institutional Index Fund 21,336 Shares |
| Vanguard Target Retirement 2020 Fund 19,915 Shares |
| Vanguard Target Retirement 2025 Fund 196,868 Shares |
| Vanguard Target Retirement 2030 Fund 60,101 Shares |
| Vanguard Target Retirement 2035 Fund 121,716 Shares |
| Vanguard Target Retirement 2040 Fund 82,963 Shares |
| Vanguard Target Retirement 2045 Fund 106,303 Shares |
| Vanguard Target Retirement 2050 Fund 72,295 Shares |
| Vanguard Target Retirement 2055 Fund 39,462 Shares |
| Vanguard Target Retirement 2060 Fund 8,798 Shares |
| Vanguard Target Retirement 2065 Fund 14,756 Shares |
| Vanguard Target Retirement Income Fund 178,637 Shares |
| AMERICAN BEACON SMCAP VA R6 Registered Investment Company |
| BAILLIE GIFFORD EMR MKT EQTY K Registered Investment Company |
| BLACKROCK INFLT PROT BOND K Registered Investment Company |
| CONESTOGA SMCAP INSTITUTIONAL Registered Investment Company |
| DODGE & COX STOCK FUND X Registered Investment Company |
| EUROPACIFIC GROWTH R6 Registered Investment Company |
| FEDERATED HERMES TTLRET BND R6 Registered Investment Company |
| FIDELITY MID CAP INDEX Registered Investment Company |
| HARBOR CAP APPRECIATION RTMT Registered Investment Company |
| VANGUARD INSTITUTIONAL INDEX Registered Investment Company |
| VANGUARD TARGET RETIREMNT 2020 Registered Investment Company |
| VANGUARD TARGET RETIREMNT 2025 Registered Investment Company |
| VANGUARD TARGET RETIREMNT 2030 Registered Investment Company |
| VANGUARD TARGET RETIREMNT 2035 Registered Investment Company |
| VANGUARD TARGET RETIREMNT 2040 Registered Investment Company |
| VANGUARD TARGET RETIREMNT 2045 Registered Investment Company |
| VANGUARD TARGET RETIREMNT 2050 Registered Investment Company |
| VANGUARD TARGET RETIREMNT 2055 Registered Investment Company |
| VANGUARD TARGET RETIREMNT 2060 Registered Investment Company |
| VANGUARD TARGET RETIREMNT 2065 Registered Investment Company |
| VANGUARD TARGET RETMT INCOME Registered Investment Company |
Investment model portfolios
We provide two types of investment model portfolios for MTI 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for MTI 401(K) PLAN