Investment options of MSSL WIRING SYSTEM RETIREMENT PLAN
Total Available Funds: 34
| Investment Option List |
|---|
| American Funds American Balanced R3 (GBLAX) |
| American Funds Am EuroPacific Growth R3 (FEPUX) |
| American Funds Am Growth Fund of America R3 (FAFGX) |
| American Funds Am Washington Mutual Inv R3 (FWMMX) |
| Federated Federated Strategic Income A (STISX) |
| MFS Growth Fund R3 (MFEHX) |
| MFS Mid Cap Value Fund R3 (MVCHX) |
| Vanguard Small Cap Value Index (VISVX) |
| T Rowe Price T Rowe Price Mid Growth Adv (IAXAX) |
| T Rowe Price T Rowe Price Ret 2010 Fund (TRRAX) |
| T Rowe Price T Rowe Price Ret 2020 Fund (TRRBX) |
| T Rowe Price T Rowe Price Ret 2025 Fund (TRRHX) |
| T Rowe Price T Rowe Price Ret 2030 Fund (TRRCX) |
| T Rowe Price T Rowe Price Ret 2035 Fund (TRRJX) |
| T Rowe Price T Rowe Price Ret 2040 Fund (TRRDX) |
| T Rowe Price T Rowe Price Ret 2045 Fund (TRRKX) |
| T Rowe Price T Rowe Price Ret 2050 Fund (TRRMX) |
| T Rowe Price T Rowe Price Ret 2055 Fund (TRRNX) |
| T Rowe Price T Rowe Price Ret 2060 Fund (TRPLX) |
| T Rowe Price T Rowe Price Ret 2065 Fund (PASUX) |
| T Rowe Price T Rowe Ret Balanced Fund Ret (PRTEX) |
| Amundi US Pioneer Bond Y |
| Vanguard 500 Index Admiral (VFINX) |
| Vanguard Extended Market Index Adm (VEXMX) |
| Wasatch Core Growth (WGROX) |
| various maturity dates through June 2029 |
| (Form 5500) |
| (6) Net investment gain (loss) from common/collective trusts …………………… 2b |
| American Funds (CMFCX) |
| American Eupac |
| Federated Hermes (HIEIX) |
| T. Rowe Price (TRVLX) |
| Vanguard (VFISX) |
| Participant's Loan Account |
Investment model portfolios
We provide two types of investment model portfolios for MSSL WIRING SYSTEM RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for MSSL WIRING SYSTEM RETIREMENT PLAN