Investment options of MOUNTAIN WEST GROUP 401(K) PLAN
Total Available Funds: 38
| Investment Option List |
|---|
| John Hancock USA Vanguard Target Retirement Income Fund (VTINX) |
| John Hancock USA Vanguard Target Retirement 2020 Fund (VTWNX) |
| John Hancock USA Vanguard Target Retirement 2025 Fund (VTTVX) |
| John Hancock USA Vanguard Target Retirement 2030 Fund (VTHRX) |
| John Hancock USA Vanguard Target Retirement 2035 Fund (VTTHX) |
| John Hancock USA Vanguard Target Retirement 2040 Fund (VFORX) |
| John Hancock USA Vanguard Target Retirement 2045 Fund (VTIVX) |
| John Hancock USA Vanguard Target Retirement 2050 Fund (VFIFX) |
| John Hancock USA Vanguard Target Retirement 2055 Fund (VFFVX) |
| John Hancock USA Vanguard Target Retirement 2060 Fund (VTTSX) |
| John Hancock USA Vanguard Target Retirement 2065 Fund (VSXFX) |
| John Hancock USA DFA US Targeted Value Fund |
| John Hancock USA DFA US Small Cap Fund (JESIX) |
| John Hancock USA Vanguard Energy Fund (VGENX) |
| John Hancock USA Vanguard Mid Cap Growth (JACEX) |
| John Hancock USA Vanguard Small Cap Growth Index (VISGX) |
| John Hancock USA |
| John Hancock USA Vanguard Mid Cap Index (JHMSX) |
| John Hancock USA EuroPacific Growth Fund (GOGIX) |
| John Hancock USA Disciplined Fund (JVLIX) |
| John Hancock USA Paranassus Core Equity Fund (JICGX) |
| John Hancock USA Small Cap World Fund (JESIX) |
| John Hancock USA Vanguard Growth (GOGIX) |
| John Hancock USA Vanguard Mid-Cap Value (JVMRX) |
| John Hancock USA Vanguard Value (JEVLX) |
| John Hancock USA PIMCO All Asset (PAUIX) |
| John Hancock USA Small Cap (JESIX) |
| John Hancock USA International Equity (JIEAX) |
| John Hancock USA Fidelity Contra Fund |
| John Hancock USA Emerging Markets Value Fund (JAJBX) |
| John Hancock USA International Value Fund (JIEAX) |
| John Hancock USA T. Rowe Price Spectrum Fund (TSINX) |
| John Hancock USA Federated High Yield Bond Fund (JHTFX) |
| John Hancock USA DFA Inflation-Protected Securities Fund (DIPSX) |
| John Hancock USA PIMCO Commodity Real Return Strategy Fund (HACMX) |
| John Hancock USA MFS Mid Cap Value Fund (JVMRX) |
| John Hancock USA MFS Mid Cap Growth Fund (JACEX) |
| Rates From 5.25% to 10.5% – |
Investment model portfolios
We provide two types of investment model portfolios for MOUNTAIN WEST GROUP 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for MOUNTAIN WEST GROUP 401(K) PLAN