Investment options of MOUNT LAUREL VETERINARY SERVICES 401(K) PLAN
Total Available Funds: 42
| Investment Description |
|---|
| Blackrock Lifepath Ret Fund K |
| Columbia Balance Fund I3 |
| Columbia Large Cap Index |
| Columbia Small Cap Index |
| Columbia Small Cap Value I |
| Invesco Growth and Income R6 |
| iShares MSCI Eage Intl Index |
| iShares Russell Midcap Index |
| iShares US Aggregate BD IDX K |
| iShares S&P 500 Index I |
| Janus Janus Henderson Triton Fund I |
| JPMorgan JPM SmartRetirement 2020 R6 |
| JPMorgan JPM SmartRetirement 2025 R6 |
| JPMorgan JPM SmartRetirement 2030 R6 |
| JPMorgan JPM SmartRetirement 2035 R6 |
| JPMorgan JPM SmartRetirement 2040 R6 |
| JPMorgan JPM SmartRetirement 2045 R6 |
| JPMorgan JPM SmartRetirement 2050 R6 |
| JPMorgan JPM SmartRetirement 2055 R6 |
| JPMorgan JPM SmartRetirement 2060 R6 |
| Pimco Stocksplus Small I |
| Putnam International Equity R6 |
| T Rowe T Rowe Large Cap Growth |
| (Form 5500) |
| (6) Net investment gain (loss) from common/collective trusts …………………… 2b |
| JPM SMARTRETIREMENT 2050 R6 |
| JPM SMARTRETIREMENT 2055 R6 |
| COLUMBIA SMALL CAP INDEX I2 |
| JPM SMARTRETIREMENT 2040 R6 |
| T ROWE LARGE CAP GROWTH I |
| JPM SMARTRETIREMENT 2025 R6 |
| JPM SMARTRETIREMENT 2045 R6 |
| COLUMBIA SMALL CAP VALUE I I3 |
| JPM SMARTRRT 2060 – R6 |
| ISHARES MSCI EAFE INTL INDEX I |
| COLUMBIA BALANCED FUND – I3 |
| COLUMBIA LARGE CAP INDEX I2 |
| JPM SMARTRETIREMENT 2020 R6 |
| JANUS HENDERSON TRITON FUND I |
| JPM SMARTRETIREMENT 2035 R6 |
| ISHARES RUSSELL MIDCAP INDEX K |
| JPM SMARTRETIREMENT 2030 R6 |
Investment model portfolios
We provide two types of investment model portfolios for MOUNT LAUREL VETERINARY SERVICES 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for MOUNT LAUREL VETERINARY SERVICES 401(K) PLAN