Investment options of MOUNT DESERT ISLAND HOSPITAL EMPLOYEE SAVINGS PLAN
Total Available Funds: 32
| Investment Description |
|---|
| AMERICAN FDS 2010 TAR RET R6 MUTUAL FUND |
| AMERICAN FDS 2015 TAR RET R6 MUTUAL FUND |
| AMERICAN FDS 2020 TAR RET R6 MUTUAL FUND |
| AMERICAN FDS 2025 TAR RET R6 MUTUAL FUND |
| AMERICAN FDS 2030 TAR RET R6 MUTUAL FUND |
| AMERICAN FDS 2035 TAR RET R6 MUTUAL FUND |
| AMERICAN FDS 2040 TAR RET R6 MUTUAL FUND |
| AMERICAN FDS 2045 TAR RET R6 MUTUAL FUND |
| AMERICAN FDS 2050 TAR RET R6 MUTUAL FUND |
| AMERICAN FDS 2055 TAR RET R6 MUTUAL FUND |
| AMERICAN FDS 2060 TAR RET R6 MUTUAL FUND |
| AMERICAN FDS 2065 TAR RET R6 MUTUAL FUND |
| AB VPS GLOBAL THEMATIC GROWTH POOLED SEPARATE ACCOUNT |
| AB VPS LARGE CAP GROWTH PORT POOLED SEPARATE ACCOUNT |
| AMERICAN CENTURY VP BALANCED POOLED SEPARATE ACCOUNT |
| AMERICAN FUNDS GROWTH FUND POOLED SEPARATE ACCOUNT |
| AMERICAN FUNDS INTERNATIONAL POOLED SEPARATE ACCOUNT |
| FIDELITY ASSET MANAGER POOLED SEPARATE ACCOUNT |
| FIDELITY GROWTH PORTFOLIO POOLED SEPARATE ACCOUNT |
| JANUS HENDERSON GLD RESEARCH POOLED SEPARATE ACCOUNT |
| LINCOLN VIP SOCIAL AWARENESS POOLED SEPARATE ACCOUNT |
| LVIP BARON GRTH OPPORTUNITIES POOLED SEPARATE ACCOUNT |
| LVIP BLENDED LC GRTH MNGD VOL POOLED SEPARATE ACCOUNT |
| LVIP DELAWARE REIT SERIES POOLED SEPARATE ACCOUNT |
| LVIP DELAWARE SMID CAP CORE POOLED SEPARATE ACCOUNT |
| LVIP DIMENSIONAL US CORE EQTY1 POOLED SEPARATE ACCOUNT |
| LVIP SSGA S&P 500 INDEX POOLED SEPARATE ACCOUNT |
| LVIP SSGA SMALL-CAP INDEX POOLED SEPARATE ACCOUNT |
| LVIP T. ROWE PRICE STRUCTURED POOLED SEPARATE ACCOUNT |
| NB AMT SUSTAINABLE EQ PORTFOLIO POOLED SEPARATE ACCOUNT |
| T. ROWE PRICE INT'L STOCK POOLED SEPARATE ACCOUNT |
| T IAA REAL ESTATE P OOLED SEPARATE ACCOUNT |
Investment model portfolios
We provide two types of investment model portfolios for MOUNT DESERT ISLAND HOSPITAL EMPLOYEE SAVINGS PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for MOUNT DESERT ISLAND HOSPITAL EMPLOYEE SAVINGS PLAN