Investment options of MOTOR CONTROLS INC. 401(K) PLAN
Total Available Funds: 28
| Investment Option List |
|---|
| Janus Henderson Growth and Income Fund Class T 993 shares (JDNNX) |
| MFS International Diversification Fund Class R3 2,207 shares (MDIJX) |
| MFS Mid Cap Growth Fund Class R3 1 4,327 shares (OTCIX) |
| Parnassus Mid Cap Fund 49 shares (PARMX) |
| Goldman Sachs Inflation Protected Securities Fund Investor Shares 1,568 shares (GSIPX) |
| BlackRock Advantage Small Cap Core Fund Institutional Shares 3,995 shares (BDSAX) |
| Allspring Special Small Cap Value Fund – Class Admin 1,081 shares (ESPIX) |
| Allspring Special Mid Cap Value Fund – Class Admin 1,210 shares (SMCDX) |
| Fidelity Overseas Fund 187 shares (FOSFX) |
| Fidelity Blue Chip Growth Fund 1 1,947 shares (FBGRX) |
| Fidelity Emerging Markets Fund 2,172 shares (FMKIX) |
| Fidelity Freedom Income Fund Class K 24 shares (FFFAX) |
| Fidelity Freedom 2010 Fund Class K 6 7,217 shares (FFFCX) |
| Fidelity Freedom 2020 Fund Class K 2 9,084 shares (FFFDX) |
| Fidelity Freedom 2025 Fund Class K 4 1,877 shares (FFTWX) |
| Fidelity Freedom 2030 Fund Class K 4 6,571 shares (FFFEX) |
| Fidelity Freedom 2035 Fund Class K 7 8,968 shares (FFTHX) |
| Fidelity Freedom 2040 Fund Class K 6 4,684 shares (FFFFX) |
| Fidelity Freedom 2045 Fund Class K 6,802 shares (FFFGX) |
| Fidelity Freedom 2050 Fund Class K 1 5,444 shares (FFFHX) |
| Fidelity Freedom 2055 Fund Class K 1 1,501 shares (FDEWX) |
| Fidelity Freedom 2060 Fund Class K 6,421 shares (FDKNX) |
| Fidelity Freedom 2065 Fund Class K 3,630 shares (FAXDX) |
| Fidelity U.S. Bond Index Fund 369 shares |
| Fidelity 500 Index Fund 1,563 shares (FUSEX) |
| Fidelity Global ex U.S. Index Fund 1,618 shares |
| Fidelity Mid Cap Index Fund 2,175 shares (FIIMX) |
| Fidelity Small Cap Index Fund 2,536 shares (FSISX) |
Investment model portfolios
We provide two types of investment model portfolios for MOTOR CONTROLS INC. 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for MOTOR CONTROLS INC. 401(K) PLAN