Investment options of MORROW ENERGY 401(K) PLAN
Total Available Funds: 23
| Investment Option List |
|---|
| Blackrock Liquidity Fund Fedfund Mngt (TFDXX) |
| Vanguard Growth Index Adm (VTGLX) |
| John Hancock Disciplined Value R6 (JVLIX) |
| Invesco Gold & Special Minerals Y (IOGYX) |
| Blackrock Health Sciences Opp Port Instl (IEHIX) |
| Vanguard Mid Cap Index Adm (VIMSX) |
| American Funds New Perspective R6 (FFPNX) |
| Vanguard Small-Cap Index Adm (VISVX) |
| Vanguard Target Retirement 2060 Inv (VTOVX) |
| J.P. Morgan Global Allocation R6 |
| Vanguard Target Retirement 2045 Inv (VTIVX) |
| Vanguard Target Retirement 2055 Inv (VTOVX) |
| Franklin Templeton Investments Western Asset Core Bond Is (WACPX) |
| Franklin Templeton Investments Mutual European R6 (MEURX) |
| Blackrock Sust Emer Markets Equity I (BEFAX) |
| Vanguard Target Retirement 2040 Inv (VTOVX) |
| Vanguard Target Retirement 2035 Inv (VTTHX) |
| Vanguard Target Retirement 2030 Inv (VTOVX) |
| Lord Abbett Short Duration Income R6 (LLDYX) |
| Vanguard Target Retirement 2050 Inv (VTOVX) |
| Vanguard Target Retirement 2025 Inv (VTOVX) |
| Vanguard Target Retirement 2020 Inv (VTOVX) |
| 8.50% with various due dates -0- |
Investment model portfolios
We provide two types of investment model portfolios for MORROW ENERGY 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for MORROW ENERGY 401(K) PLAN