Investment options of MORRIE’S 401(K) PLAN
Total Available Funds: 18
| Investment Description |
|---|
| Loomis Sayles & Company Loomis Sayles Inv GR BD Y Fund |
| Principal Global Investors Large Cap S&P 500 IDX Inst Fund |
| Fidelity Management and Research Fidelity Adv Intl Cap App I FD |
| Fidelity Management and Research Fidelity Blue Chip Growth K FD |
| Dodge & Cox Dodge & Cox Stock I Fund |
| Vanguard Emerging Markets Stock Index Admiral Fund |
| Principal Mid Cap Fund Class R6 |
| Vanguard Small Cap Value Index Admiral Fund |
| Vanguard Growth Index Admiral Fund |
| Principal Small Cap S&P 600 Index Fund Class R6 |
| Principal Mid Cap S&P 400 Index Fund Class R6 |
| Vanguard Small Cap Growth |
| Vanguard Information Technology Index Admiral Fund |
| John Hancock Advisors, LLC John Hancock Disc Val MC R6 FD |
| Principal Massachusetts Investors Trust Class R6 |
| Invesco Equity & Income Fund Class A |
| Principal Fixed Income Guaranteed Option |
| maturing through |
Investment model portfolios
We provide two types of investment model portfolios for MORRIE’S 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for MORRIE'S 401(K) PLAN