Investment options of MORGAN ENGINEERING SYSTEMS, INC. 401(K) PLAN
Total Available Funds: 44
| Investment Description |
|---|
| BlackRock 1-3 Year Government Bond Index Fund Cl R |
| Amcent Diversified Bond R6 Registered investment company |
| Amcent Strategic Allocation R6 Registered investment company |
| Col Small Cap Value II Int 3 Registered investment company |
| Goldman Sachs Emerging Markets Equity I Registered investment company |
| JP Morgan Smart Retirement 2020 R6 Registered investment company |
| JP Morgan Smart Retirement 2025 R6 Registered investment company |
| JP Morgan Smart Retirement 2030 R6 Registered investment company |
| JP Morgan Smart Retirement 2035 R6 Registered investment company |
| JP Morgan Smart Retirement 2040 R6 Registered investment company |
| JP Morgan Smart Retirement 2045 R6 Registered investment company |
| JP Morgan Smart Retirement 2050 R6 Registered investment company |
| JP Morgan Smart Retirement 2055 R6 Registered investment company |
| JP Morgan Smart Retirement 2060 R6 Registered investment company |
| JP Morgan Smart Retirement Income R6 Registered investment company |
| JP Morgan US Equity R6 Registered investment company |
| JP Morgan Mid Cap Growth R6 Registered investment company |
| MFS Growth R6 Registered investment company |
| PGIM High Yield R6 Registered investment company |
| PIMCO Real Return Fund – Institutional Registered investment company |
| Principal Small Cap Growth I Institutional Registered investment company |
| T Rowe Price Equity Income I Registered investment company |
| T Rowe Price Small Cap Val I Registered investment company |
| Vanguard 500 Index Admiral Registered investment company |
| Vanguard Mid Cap Index Admiral Registered investment company |
| Victory Sycamore Established Value R6 Registered investment company |
| Notes receivable from participants 4.25% – 9.50% -0- |
| COLUMBIA SM CAP VALUE II INST3 Registered Investment Company |
| GOLDMAN SACHS EMRG MKTS EQTY I Registered Investment Company |
| JP MORGAN SMART RET 2020 R6 Registered Investment Company |
| JP MORGAN SMART RET 2025 R6 Registered Investment Company |
| JP MORGAN SMART RET 2030 R6 Registered Investment Company |
| JP MORGAN SMART RET 2035 R6 Registered Investment Company |
| JP MORGAN SMART RET 2040 R6 Registered Investment Company |
| JP MORGAN SMART RET 2045 R6 Registered Investment Company |
| JP MORGAN SMART RET 2050 R6 Registered Investment Company |
| JP MORGAN SMART RET 2055 R6 Registered Investment Company |
| JP MORGAN SMART RET 2060 R6 Registered Investment Company |
| JP MORGAN SMART RET INCOME R6 Registered Investment Company |
| JPMORGAN MID CAP GROWTH R6 Registered Investment Company |
| PIMCO REAL RETURN FUND – INSTL Registered Investment Company |
| PRINCIPAL SMCAP GROWTH I INSTL Registered Investment Company |
| VANGUARD TOT INTL STK IDX ADM Registered Investment Company |
| VICTORY SYC EST VALUE R6 Registered Investment Company |
Investment model portfolios
We provide two types of investment model portfolios for MORGAN ENGINEERING SYSTEMS, INC. 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for MORGAN ENGINEERING SYSTEMS, INC. 401(K) PLAN