Investment options of MONTEBELLO 401(K) PLAN
Total Available Funds: 50
| Investment Description |
|---|
| December, 31, |
| Sagic Core Bond I Fixed Interest Fund |
| SEI Trust Company American Century US Mid Cap Value Eq Tr |
| Great Gray BlackRock EAFE Equity Index |
| Great Gray BlackRock Equity Index 1 |
| Great Gray BlackRock U.S. Debt Index |
| Great Gray Indexselect Moderate Retire Fund Cl I |
| Great Gray Indexselect Moderate 2035 Fund Cl I |
| Great Gray Indexselect Moderate 2045 Fund Cl I |
| Great Gray Indexselect Moderate 2055 Fund Cl I |
| Great Gray Indexselect Moderate 2025 Fund Cl I |
| Great Gray Indexselect Aggressive 2035 Fund Cl I |
| Great Gray Indexselect Aggressive 2045 Fund Cl I |
| Great Gray Indexselect Aggressive 2055 Fund Cl I |
| Great Gray Mid Cap Growth I1 |
| Fidelity Mid Cap Index |
| Fidelity Small Cap Index |
| Invesco Developing Markets R6 |
| Janus Henderson Small Cap Value N |
| MFS International Diversification R6 |
| PIMCO Income Institutional |
| MassMutual Blue Chip Growth I |
| Vanguard Equity-Income Admiral |
| Calvert US Large Cap Core Responsible Index R6 |
| Western Asset Core Plus Bond IS |
| 1ISA35I 21,303.38 |
| 1ISA45I 1,209.76 |
| 1ISA55I 777.43 |
| 1ISC55I 777.42 |
| 1ISMRFI 728,791.91 |
| 1ISM35I 780,379.29 |
| 1ISM45I 337,154.67 |
| 1ISM55I 285,290.50 |
| 1BREAI1 3,095.06 |
| 1MDIZX 228,978.43 |
| 1ODVIX 491.20 |
| 1FSSNX 4,650.38 |
| 1JDSNX 149,494.36 |
| 1ACUSMC 9,113.78 |
| 1FSMDX 1,412.80 |
| 1WTMCG1 141,979.90 |
| 1BREQI1 616,352.51 |
| 1CSXRX 1,456.75 |
| 1MBCZX 759,877.78 |
| 1VEIRX 644,070.42 |
| 1BRUSD1 16,193.50 |
| 1PIMIX 5,202.34 |
| 1WAPSX 300,957.89 |
| 1SGBTQ0 2.830 1,562,213.36 |
| FORFEITURES 34,082.85 |
Investment model portfolios
We provide two types of investment model portfolios for MONTEBELLO 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for MONTEBELLO 401(K) PLAN