Investment options of MOBILITYWARE, LLC 401(K) PLAN
Total Available Funds: 37
| Investment Description |
|---|
| (Form 5500) |
| (6) Net investment gain (loss) from common/collective trusts …………………… 2b |
| MORGAN STANLEY GROWTH -I |
| FID FREEDOM INDEX 2035 PREMIER |
| FID MID CAP INDEX |
| FID FREEDOM INDEX 2050 PREMIER |
| FID FREEDOM INDEX 2055 PREMIER |
| FID ADV EQUITY GROWTH – Z |
| HARTFORD SCH INTL MULT CAP SDR |
| FID FREEDOM INDEX 2060 PREMIER |
| VANGUARD DEV MKT INDEX ADMIRAL |
| FID FREEDOM INDEX 2040 PREMIER |
| CARILLON EAGLE MID CAP GRTH R6 |
| PIM LNG TRM REAL RETURN – INST |
| FID SMALL CAP INDEX |
| INVESCO GOLD & SPEC MINR6 |
| AQR RISK-BALANCED COMMODITIES |
| AMERICAN FUNDS NEW WORLD R6 |
| FID FREEDOM INDEX 2030 PREMIER |
| JAN HEND GL LIVE SCI N |
| FEDERATED KAUFMANN SMALLCAP R6 |
| VANGUARD 500 INDEX FUND – ADM |
| VAN GLOBAL EQUITY – INV |
| COL SEL LC VALUE INST |
| FID FREEDOM INDEX INC PREMIER |
| VANGUARD GNMA ADM |
| VANGUARD TOT BND MKT IND- ADM |
| MACQUARIEDIVERSIFIED INCOME R6 |
| VANGUARD INTL GRTH ADM |
| VANGUARD MATERIALS INDEX ADM |
| HARTFORD STRAT INC FUND R6 |
| VANGUARD MID CAP VALUE IND ADM |
| FID FREEDOM INDEX 2065 PREMIER |
| FID FREEDOM INDEX 2025 PREMIER |
| UNDISC MGRS BEHAVIORAL VAL R6 |
| FID FREEDOM INDEX 2045 PREMIER |
| METLIFE REL ST VAL 25053 – |
Investment model portfolios
We provide two types of investment model portfolios for MOBILITYWARE, LLC 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for MOBILITYWARE, LLC 401(K) PLAN