Investment options of MOBILE ASPHALT COMPANY 401(K) PLAN
Total Available Funds: 30
| Investment Description |
|---|
| United Parcel Service |
| United Health Group |
| Verizon Communications |
| Visa |
| Walmart |
| Williams Companies |
| Xcel Energy |
| Zoetis |
| BlackRock Equity Dividend Fund |
| BlackRock Liquidity Fund |
| Delaware Small Cap Core Fund |
| DoubleLine Total Return Fund |
| Edgewood Growth Fund |
| GS GQG Partners Fund |
| Invesco Emerging Markets Fund |
| Invesco Preferred ETF |
| iShares 20+ Year Treasury Bond ETF |
| iShares IBOXX ETF |
| iShares TIPS ETF |
| iShares MBS ETF |
| iShares Income Core MSCI ETF |
| iShares Russell 1000 Growth ETF |
| iShares Russell 1000 Value ETF |
| iShares TR Core MSCI EAF ETF |
| iShares US Treasury Bond ETF |
| iShares USD High Yield ETF |
| Vanguard Growth ETF |
| PIMCO Investment Grade Fund |
| Schwab Short-Term US Treasury ETF |
| Vaneck Vectors Fallen Angels ETF |
Investment model portfolios
We provide two types of investment model portfolios for MOBILE ASPHALT COMPANY 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for MOBILE ASPHALT COMPANY 401(K) PLAN