Investment options of MITEL 401(K) PLAN
Total Available Funds: 32
| Investment Description |
|---|
| FIDELITY INVESTMENTS FID 500 INDEX PR |
| FIDELITY INVESTMENTS FID RET GOVT MONEY MARKET |
| AMERICAN BEACON FUNDS ABF INTL EQUITY INST |
| AMERICAN BEACON FUNDS ABF SM CAP VAL INST |
| DIMENSIONAL INVESTMENTS DFA EMERGING MKTS I |
| DIMENSIONAL INVESTMENTS DFA INTL SMALL CO I |
| DIMENSIONAL INVESTMENTS DFA LARGE CAP INTL I |
| DIMENSIONAL INVESTMENTS DFA US SMALL CAP I |
| DIMENSIONAL INVESTMENTS DFA REAL EST. SEC I |
| DODGE & COX INVESTMENTS DODGE & COX INCOME |
| PIMCO PIMCO INCOME INST |
| STATE STREET STATE ST TR 2020 K |
| STATE STREET STATE ST TR 2025 K |
| STATE STREET STATE ST TR 2030 K |
| STATE STREET STATE ST TR 2035 K |
| STATE STREET STATE ST TR 2040 K |
| STATE STREET STATE ST TR 2045 K |
| STATE STREET STATE ST TR 2050 K |
| STATE STREET STATE ST TR 2055 K |
| STATE STREET STATE ST TR 2060 K |
| STATE STREET STATE ST TR 2065 K |
| STATE STREET STATE ST TR INC K |
| T. ROWE PRICE TRP GROWTH STOCK I |
| T. ROWE PRICE TRP MID CAP GROWTH I |
| VANGUARD INVESTMENTS VANG INTL GROWTH ADM |
| VANGUARD INVESTMENTS VANG MIDCAP IDX ADM |
| VANGUARD INVESTMENTS VANG SELECTED VALUE |
| VANGUARD INVESTMENTS VANG ST INF PS IDX A |
| VANGUARD INVESTMENTS VANG WINDSOR II ADM |
| VANGUARD INVESTMENTS VANG CR FED MM ADM |
| FIDELITY INVESTMENTS VARIOUS |
| PUTNAM INVESTMENTS PUTNAM STABLE VALUE 25 BPS |
Investment model portfolios
We provide two types of investment model portfolios for MITEL 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for MITEL 401(K) PLAN