Investment options of MITCHELL and TITUS LLP 401K PLAN
Total Available Funds: 21
| Investment Description |
|---|
| JPMorgan Equity Index Fund 24,256 shares |
| Fidelity Advisor New Insights Fund 39,263 shares |
| BlackRock Equity Dividend Fund 57,165 shares |
| Fidelity Advisor Freedom 2035 Fund 72,318 shares |
| Fidelity Advisor Freedom 2040 Fund 36,581 shares |
| Fidelity Advisor Freedom 2030 Fund 71,183 shares |
| Fidelity Advisor Freedom 2025 Fund 59,934 shares |
| Fidelity Advisor Freedom 2050 Fund 49,267 shares |
| BlackRock Advantage Large Cap Growth Fund 26,494 shares |
| Fidelity Advisor Small Cap Fund 19,352 shares |
| Fidelity Advisor Strategic Income Fund 44,859 shares |
| Fidelity Advisor Freedom 2045 Fund 37248 shares |
| Fidelity Advisor Freedom 2055 Fund 27,120 shares |
| Fidelity Advisor Small Cap Value Fund 8,411 shares |
| Fidelity Advisor Mid Cap II Fund 5,512 shares |
| Fidelity Advisor Small Cap Growth Fund 3,894 shares |
| Fidelity Advisor Freedom 2060 Fund 7,441 shares |
| Fidelity Advisor Freedom 2065 Fund 1,992 shares |
| Fidelity Advisor Freedom 2015 Fund 1,688 shares |
| Fidelity Advisor Freedom Income Fund 1,040 shares |
| Fidelity Advisor Freedom 2020 Fund 464 shares |
Investment model portfolios
We provide two types of investment model portfolios for MITCHELL and TITUS LLP 401K PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for MITCHELL and TITUS LLP 401K PLAN