Investment options of MINTED, LLC 401(K) PLAN
Total Available Funds: 27
| Investment Description |
|---|
| American Funds New World Fund Class R6 312Shares ^ |
| American Century Mid Cap Value Fund Class R6 1,094Shares ^ |
| American Century Small Cap Value Fund Class R6 443Shares ^ |
| BlackRock Advisors BlackRock High Yield Bond Portfolio Class K 10,781Shares ^ |
| Calvert Investments Calvert Equity Fund Class R6 5,108Shares ^ |
| Carillion Eagle Carillion Eagle Mid Cap Growth R6 879Shares ^ |
| Dodge & Cox Dodge & Cox Stock Fund 810Shares ^ |
| Fidelity Investments Fidelity 500 Index Fund Investor Class 25,507Shares ^ |
| Fidelity Investments Fidelity Freedom Index 2020 Fund Investor Class 1,773Shares ^ |
| Fidelity Investments Fidelity Freedom Index 2025 Fund Investor Class 13,917Shares ^ |
| Fidelity Investments Fidelity Freedom Index 2030 Fund Investor Class 21,116Shares ^ |
| Fidelity Investments Fidelity Freedom Index 2035 Fund Investor Class 60,079Shares ^ |
| Fidelity Investments Fidelity Freedom Index 2040 Fund Investor Class 63,193Shares ^ |
| Fidelity Investments Fidelity Freedom Index 2045 Fund Investor Class 119,924Shares ^ |
| Fidelity Investments Fidelity Freedom Index 2050 Fund Investor Class 162,745Shares ^ |
| Fidelity Investments Fidelity Freedom Index 2055 Fund Investor Class 180,223Shares ^ |
| Fidelity Investments Fidelity Freedom Index 2060 Fund Investor Class 79,716Shares ^ |
| Fidelity Investments Fidelity Freedom Index 2065 Fund Investor Class 48,098Shares ^ |
| Fidelity Investments Fidelity Freedom Index Income Fund 1,112Shares ^ |
| Fidelity Investments Fidelity Advisor International Index Fund 18,267Shares ^ |
| Fidelity Investments Fidelity Advisor Large Cap Growth Index 8,697Shares ^ |
| Fidelity Investments Fidelity Advisor Mid Cap Index 8,354Shares ^ |
| Fidelity Investments Fidelity Advisor Small Cap Index 23,605Shares ^ |
| Fidelity Investments Fidelity Strategic Income Fund 3,642Shares ^ |
| Invesco Ltd. Invesco Gold & Special Minerals Fund Class R6 8,023Shares ^ |
| Lord Abbett Developing Growth Fund Class R6 458Shares ^ |
| MFS International Growth Fund Class R6 396Shares ^ |
Investment model portfolios
We provide two types of investment model portfolios for MINTED, LLC 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for MINTED, LLC 401(K) PLAN