Investment options of MINI-CIRCUITS LAB PROFIT SHARING PLAN
Total Available Funds: 13
| Investment Option List |
|---|
| American Beacon American Beacon Twentyfour (TFGIX) 306,747.708 shares (TFGIX) |
| PIMCO Income Institutional (PIMIX) 642,437.044 shares |
| T.Rowe Price T.Rowe Price Global Multi-Sector BD I (PGMSX) 528,645.600 shares (PGMSX) |
| Alger Dynamic Alger Dynamic Opportunity (ADOZX) 26,660.995 shares (ADOZX) |
| JP Morgan Hedged JP Morgan Hedged Equity Fund (JHEQX) 31,635.678 shares (JHEQX) |
| JP Morgan Large Cap JP Morgan Large Cap Growth (SEEGX) 34,718.175 shares (SEEGX) |
| American Beacon SiM High Yield Bond (SHOIX) 3430002 (SHOIX) |
| American Beacon Twenty Four (TFGIX) 3180007 (TFGIX) |
| PIMCO Income Imstitutional (PIMIX) 7078888 (PIMIX) |
| T.Rowe Price Global Multi Sector BD I (PGMSX) 5184315 (PGMSX) |
| Alger Dynamic Opportunity (ADOZX) 450104 (ADOZX) |
| J.P. Morgan Hedged Equity (JHEQX) 641629 (JHEQX) |
| JP Morgan Large Cap Growth (SEEGX) 2327451 (SEEGX) |
Investment model portfolios
We provide two types of investment model portfolios for MINI-CIRCUITS LAB PROFIT SHARING PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for MINI-CIRCUITS LAB PROFIT SHARING PLAN