Investment options of MIG 401(K) PLAN
Total Available Funds: 34
| Investment Description |
|---|
| VANGUARD HEALTH CARE INDEX ADM |
| VOYA INTERMEDIATE BOND R6 |
| DFA INTL SUSTAIN CORE 1 INST |
| CALVERT BOND FUND I |
| DFA INTERNATIONAL SM CO INST |
| VANGUARD DEV MKT INDEX ADMIRAL |
| CALVERT US LC CORE RESP INDX I |
| JPM EMERGING MARKETS EQUITY R6 |
| VANGUARD SMALL CAP INDEX ADMRL |
| VANGUARD MID CAP INDEX – ADM |
| VANGUARD INFO TECH IDX ADMIRAL |
| CALVERT SMALL CAP FUND I |
| PIMCO REAL RETURN FUND – INSTL |
| BLACKROCK EQ INDEX |
| BLACKROCK US DEBT IDX |
| BLACKROCK EAFE EQ IDX |
| LARGE CAP VALUE I1 |
| INTERNATIONAL GR II I1 |
| BALANCED SUSTAINABLE I1 |
| MID CAP VALUE I1 |
| LARGE CAP GROWTH FUND IV I1 |
| METLIFE REL ST VAL 25053 – |
| FLEXPATH IDX AGG RET R1 |
| FLEXPATH IDX MOD RET R1 |
| FLEXPATH IDX CON RET R1 |
| FLEXPATH IDX AGG 2035 R1 |
| FLEXPATH IDX MOD 2035 R1 |
| FLEXPATH IDX CON 2035 R1 |
| FLEXPATH IDX AGG 2045 R1 |
| FLEXPATH IDX MOD 2045 R1 |
| FLEXPATH IDX CON 2045 R1 |
| FLEXPATH IDX AGG 2055 R1 |
| FLEXPATH IDX MOD 2055 R1 |
| FLEXPATH IDX CON 2055 R1 |
Investment model portfolios
We provide two types of investment model portfolios for MIG 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for MIG 401(K) PLAN