Investment options of MIDWEST INDUSTRIAL SUPPLY, INC. 401K PLAN
Total Available Funds: 35
| Investment Description |
|---|
| VANGUARD BALANCED INDEX ADM MUTUAL FUND |
| VANGUARD 500 INDEX ADM MUTUAL FUND |
| MAINSTAY LARGE CAP GROWTH I MUTUAL FUND |
| TIAA- CREF BOND PLUS INSTL MUTUAL FUND |
| AMERICAN FUNDS EUROPACIFIC GR R6 MUTUAL FUND |
| AMERICAN FUNDS INFLATION LINKED BD R6 MUTUAL FUND |
| AMERICAN FUNDS NEW WORLD R6 MUTUAL FUND |
| WTRIS GALLIARD RETIREMENT INCOME 35 STABLE VALUE |
| VANGUARD HEALTH CARE INV. MUTUAL FUND |
| VANGUARD DIVIDEND GROWTH INV MUTUAL FUND |
| AMERICAN FUNDS CAP WORLD GR & INC R5 MUTUAL FUND |
| FRANKLIN GOLD AND PRECIOUS METALS A MUTUAL FUND |
| MFS VALUE R6 MUTUAL FUND |
| BRIDGEWAY SMALL CAP VALUE N MUTUAL FUND |
| BUFFALO DISCOVERY FUND MUTUAL FUND |
| BNY MELLON MIDCAP INDEX INV MUTUAL FUND |
| BLACKROCK STRATEGIC GLOBAL BOND INSTL MUTUAL FUND |
| PIMCO RAE PLUS INSTL MUTUAL FUND |
| GOLDMAN SACHS SHORT DUR GOVT INSTL MUTUAL FUND |
| VANGUARD SMALL- CAP INDEX ADM MUTUAL FUND |
| VANGUARD MID CAP INDEX ADM MUTUAL FUND |
| NUVEEN REAL ESTATE SECURITIES I MUTUAL FUND |
| JANUS HENDERSON TRITON N MUTUAL FUND |
| VIRTUS CEREDEX MID-CAP VALUE EQUITY I MUTUAL FUND |
| VANGUARD MATERIALS INDEX ADM MUTUAL FUND |
| DODGE & COX INTERNATIONAL STOCK FUND MUTUAL FUND |
| FEDERATED HERMES OPP HIYLD BND R6 MUTUAL FUND |
| VANGUARD REAL ESTATE INDEX ETF MUTUAL FUND |
| FINANCIAL SELECT SECTOR SPDR ETF MUTUAL FUND |
| VANGUARD ENERGY INDEX ADM MUTUAL FUND |
| DFA LARGE CAP INTERNATIONAL STOCK FUND MUTUAL FUND |
| T ROWE PRICE COMM & TECH INVESTOR MUTUAL FUND |
| VANGUARD TOTAL BOND MARKET INDEX ADM MUTUAL FUND |
| VMS AMERITRADE SELF-DIRECTED INVEST FD COMMON STOCK |
| VMS AMERITRADE SELF-DIRECTED CASH FUND |
Investment model portfolios
We provide two types of investment model portfolios for MIDWEST INDUSTRIAL SUPPLY, INC. 401K PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for MIDWEST INDUSTRIAL SUPPLY, INC. 401K PLAN