Investment options of METASOURCE, LLC 401(K) PLAN
Total Available Funds: 27
| Investment Description |
|---|
| Fidelity Investment Inflation Protected Bond Index |
| Fidelity Investment Long Term Treasury Bond Index |
| Fidelity Investment Mid Cap Index |
| Fidelity Investment Small Cap Index |
| State Street Bank and Trust Aggregate Bond Index |
| State Street Bank and Trust Small Cap Equity IDX |
| Blackrock , Inc Equity Index |
| Blackrock , Inc Long Term Credit Index |
| Blackrock , Inc U.S. Tips Index |
| Core Plus Bond CL I1 |
| Emerging Markets Fund II CL I1 |
| PIMCO RAE III CL I1 |
| PIMCO RAE International Stock I1 |
| Great Gray Trust Company Large Cap Growth Fund III Fee Class I1 |
| Putnam Retirement Advantage Large Cap Value I1 |
| Janus Henderson Enterprise Mid Cap Growth Fund II CL I1 I1 |
| American Century Investments Mid Cap Value I1 |
| Putnam Retirement Advantage TRST 2025 I |
| Putnam Retirement Advantage TRST 2030 I |
| Putnam Retirement Advantage TRST 2035 I |
| Putnam Retirement Advantage TRST 2040 I |
| Putnam Retirement Advantage TRST 2045 I |
| Putnam Retirement Advantage TRST 2050 I |
| Putnam Retirement Advantage TRST 2055 I |
| Putnam Retirement Advantage TRST 2060 I |
| Putnam Retirement Advantage TRST MAT I |
| Key Guaranteed Portfolio Fund Key Guaranteed Portfolio Fund |
Investment model portfolios
We provide two types of investment model portfolios for METASOURCE, LLC 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for METASOURCE, LLC 401(K) PLAN