Investment options of MESIROW FINANCIAL SAVINGS PLAN
Total Available Funds: 32
| Investment Description |
|---|
| AMERICAN CENTURY SMALL CAP VALUE FUND |
| AMERICAN FUNDS BALANCED FUND |
| AMERICAN FUNDS EUROPACIFIC GROWTH FUND |
| BAIRD BAIRD CORE PLUS BOND INSTL |
| BLACKROCK HIGH YIELD BOND K |
| BLACKROCK ISHARES MSCI EAFE INTL INDEX K |
| DIMENSIONAL DFA EMERGING MARKETS L |
| DODGE & COX INTERNATIONAL STOCK |
| FIRST EAGLE GLOBAL I FUND |
| FPA CRESCENT FUND |
| JP MORGAN EQUITY INCOME FUND |
| NUVEEN REAL ESTATE SECS I |
| PRINCIPAL PRINCIPAL DIVERSIFIED REAL ASSET INSTL |
| ROXBURY HOOD RIVER SMALL CAP GROWTH INSTL |
| T. ROWE PRICE LARGE CAP GROWTH |
| T. ROWE PRICE RA 2010 FUND |
| T. ROWE PRICE RA 2015 FUND |
| T. ROWE PRICE RA 2020 FUND |
| T. ROWE PRICE RA 2025 FUND |
| T. ROWE PRICE RA 2030 FUND |
| T. ROWE PRICE RA 2035 FUND |
| T. ROWE PRICE RA 2040 FUND |
| T. ROWE PRICE RA 2045 FUND |
| T. ROWE PRICE RA 2050 FUND |
| T. ROWE PRICE RA 2055 FUND |
| T. ROWE PRICE RA 2060 FUND |
| VANGUARD INFLATION PROTECTED SECS ADM FUND |
| VANGUARD INSTITUTIONAL INDEX I FUND |
| VANGUARD MID CAP INDEX ADM |
| VANGUARD SMALL CAP INDEX ADM |
| VANGUARD TOTAL BOND MARKET INDEX ADM |
| VANGUARD TREASURY MONEY MARKET INVESTOR |
Investment model portfolios
We provide two types of investment model portfolios for MESIROW FINANCIAL SAVINGS PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for MESIROW FINANCIAL SAVINGS PLAN