Investment options of MERICHEM TECHNOLOGIES 401(K) PLAN
Total Available Funds: 53
| Investment Description |
|---|
| AB Large Cap Growth Z |
| AMG TimesSquare Mid Cap Growth Z |
| Fidelity Advisor Small Cap Value Z |
| Fidelity 500 Index |
| Fidelity International Index |
| Fidelity Mid Cap Index |
| Fidelity Small Cap Index |
| Fidelity US Bond Index |
| Invesco Discovery R6 |
| John Hancock Disciplined Value Mid Cap R6 |
| MFS International Diversification R6 |
| PIMCO Income Instl |
| Putnam Large Cap Value R6 |
| Vanguard Target Retirement 2020 |
| Vanguard Target Retirement 2025 |
| Vanguard Target Retirement 2030 |
| Vanguard Target Retirement 2035 |
| Vanguard Target Retirement 2040 |
| Vanguard Target Retirement 2045 |
| Vanguard Target Retirement 2050 |
| Vanguard Target Retirement 2055 |
| Vanguard Target Retirement 2060 |
| Vanguard Target Retirement 2065 |
| Vanguard Target Retirement 2070 |
| Vanguard Target Retirement Income |
| 1VTINX 553,518.25 |
| 1VTWNX 527,173.12 |
| 1VTTVX 265,883.86 |
| 1VTHRX 944,634.98 |
| 1VTTHX 1,939,216.62 |
| 1VFORX 1,005,859.78 |
| 1VTIVX 109,578.89 |
| 1VFIFX 235,800.99 |
| 1VFFVX 358,548.03 |
| 1VTTSX 48,427.64 |
| 1VLXVX 2,917.57 |
| 1VSVNX 9,905.78 |
| 1FSPSX 408,285.30 |
| 1MDIZX 180,176.08 |
| 1FIKNX 20,830.79 |
| 1FSSNX 162,038.94 |
| 1ODIIX 196,832.36 |
| 1TMDIX 146,473.01 |
| 1FSMDX 168,256.37 |
| 1JVMRX 141,423.85 |
| 1APGZX 472,304.86 |
| 1FXAIX 1,605,862.33 |
| 1PEQSX 200,244.12 |
| 1FXNAX 430,871.55 |
| 1PIMIX 3,166.79 |
| 1VUSXX 77,118.43 |
| 1PCSV15 361,250.04 |
| FORFEITURES 3,147.32 |
Investment model portfolios
We provide two types of investment model portfolios for MERICHEM TECHNOLOGIES 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for MERICHEM TECHNOLOGIES 401(K) PLAN