Investment options of MERCURY ELECTRONICS 401K PLAN
Total Available Funds: 34
| Investment Description |
|---|
| (Form 5500) |
| (6) Net investment gain (loss) from common/collective trusts …………………… 2b |
| OAKMARK INTL SM CAP R6 |
| JPM SMARTRETIREMENT 2030 R6 |
| COLUMBIA CONTRARIAN CORE – I3 |
| MFS AGG GRTH ALLOC – R4 |
| ISHARES S&P 500 INDEX K |
| ISHARES MSCI EAFE INTL INDEX K |
| MFS INTL NEW DISCCOVERY R6 |
| JANUS HENDERSON BALANCED – N |
| CLEARBRIDGE LARGE CAP GR IS |
| AC INFLATION ADJ BOND R6 |
| T ROWE PRICE BLUE CHIP GR I |
| WESTERN ASSET CORE BOND IS |
| JANHEN SMALL CAP VALUE FD – N |
| ISHARES RUSSELL MIDCAP INDEX K |
| WASATCH CORE GROWTH INST |
| AMF GLOBAL BALANCED FUND – R6 |
| HARDING LOEVNER INTL EQ INST |
| TRO SPEC MODGRTH ALLOC I |
| ISHARES RUSSELL 2000 SM CAP K |
| COLUMBIA SELECT LC VALUE I |
| JPM SMARTRETIREMENT 2040 R6 |
| WESTERN ASSET CORPORATE BOND I |
| PGIM HIGH YIELD FUND R6 |
| AMERICAN FUNDS US GOV SEC R6 |
| BLACKROCK MIDCAP GROWTH EQ K |
| JANUS HEND MID CAP VALUE FD N |
| BWGLBL GLOBAL OPPS BND FUND IS |
| JPM SMARTRETIREMENT 2020 R6 |
| TRP RETIREMENT BALANCED I |
| JPM SMARTRETIREMENT 2050 R6 |
| AMER FUNDS NEW PERSP R6 |
| SEAFARER OVERSEAS GR&INC INST |
Investment model portfolios
We provide two types of investment model portfolios for MERCURY ELECTRONICS 401K PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for MERCURY ELECTRONICS 401K PLAN