Investment options of MENLO SCHOOL DEFINED CONTRIBUTION RETIREMENT PLAN
Total Available Funds: 73
| Investment Option List |
|---|
| CREF Stock R2 Registered Investment |
| CREF Social Choice R2 Registered Investment (TISCX) |
| CREF Global Equities R2 Registered Investment |
| CREF Growth R2 Registered Investment |
| CREF Equity Index R2 Registered Investment |
| CREF Inflation-Linked Bond R2 Registered Investment (TIILX) |
| TIAA Access T-C Bond Plus T4 Registered Investment |
| TIAA Access T-C Bond T4 Registered Investment |
| TIAA Access T-C Infl Lnk Bd T4 Registered Investment |
| TIAA Access T-C Intl Equity T4 Registered Investment |
| TIAA Access T-C Lrg Cap Gr T4 Registered Investment |
| TIAA Access T-C Lrg Cap Val T4 Registered Investment |
| TIAA Access T-C LifCyc 2015 T4 Registered Investment |
| TIAA Access T-C LifCyc 2020 T4 Registered Investment |
| TIAA Access T-C LifCyc 2025 T4 Registered Investment |
| TIAA Access T-C LifCyc 2030 T4 Registered Investment |
| TIAA Access T-C LifCyc 2035 T4 Registered Investment |
| TIAA Access T-C LifCyc 2040 T4 Registered Investment |
| TIAA Access T-C LifCyc 2045 T4 Registered Investment |
| TIAA Access T-C LifCyc 2050 T4 Registered Investment |
| TIAA Access T-C Mid Cap Grw T4 Registered Investment |
| TIAA Access T-C Mid Cap Val T4 Registered Investment |
| TIAA Access T-C Money Mkt T4 Registered Investment |
| TIAA Access T-C Rl Est Sec T4 Registered Investment |
| TIAA Access T-C Sm Cp Bl Ix T4 Registered Investment |
| CREF Core Bond R2 Registered Investment |
| Nuveen Lfcyle Idx 2010-Inst Registered Investment |
| Nuveen Lfcyle Idx 2015-Inst Registered Investment |
| Nuveen Lfcyle Idx 2020-Inst Registered Investment |
| Nuveen Lfcyle Idx 2025-Inst Registered Investment |
| Nuveen Lfcyle Idx 2030-Inst Registered Investment |
| Nuveen Lfcyle Idx 2035-Inst Registered Investment |
| Nuveen Lfcyle Idx 2040-Inst Registered Investment |
| Nuveen Lfcyle Idx 2045-Inst Registered Investment |
| Nuveen Lfcyle Idx 2050-Inst Registered Investment |
| Nuveen Lfcyle Idx 2055-Inst Registered Investment |
| American Fd New Perspective R6 Registered Investment (NPFBX) |
| American Funds Balanced Fd R6 Registered Investment (GBLAX) |
| BlackRock Inflat Prot Bnd Inst Registered Investment |
| Vanguard Federal Money Mkt Inv Registered Investment (VMFXX) |
| Vanguard Small-Cap Idx Adm Registered Investment (VISVX) |
| Vanguard Mid-Cap Idx Adm Registered Investment (VIMSX) |
| American Cent MdCpVa Fd Cla R6 Registered Investment |
| Baird Short Term Bond Fd Inst Registered Investment (BSBIX) |
| Calvert Conservative Alloc I Registered Investment |
| Calvert Small Cap I Registered Investment (CSVIX) |
| BNY Mellon Bond Market Index I Registered Investment |
| Dodge & Cox Global Bond Fund I Registered Investment (DODLX) |
| Carillon Eagle Mid Cap Grw R6 Registered Investment (HMRYX) |
| Janus Henderson Triton N Registered Investment (JCNNX) |
| Lord Abbett Bond Debenture I Registered Investment (LBDFX) |
| Parnassus Core Equity Inst Registered Investment (PRBLX) |
| American Funds New World R6 Registered Investment (HVWBX) |
| Vanguard 500 Idx Adm Registered Investment (VFINX) |
| Vanguard Small-Cap Val Idx Adm Registered Investment (TRSVX) |
| Vanguard Devlopd Mkts Idx Adm Registered Investment |
| Vanguard Value Index Adm Registered Investment (VTRIX) |
| Vanguard Intl Growth Adm Registered Investment (VTGLX) |
| Schwab Treas Infl Prot Sec Idx Registered Investment |
| Vanguard Emr Mkts Stk Idx Adm Registered Investment |
| DFA International Vect Eq Inst Registered Investment |
| Vanguard Growth Index Adm Registered Investment (VTGLX) |
| TIAA Access Nuv Core Equity T4 Registered Investment |
| TIAA Access Nuv Qt Sm Cp BI lx T4 Registered Investment |
| TIAA Access Nuv LgCp Res Eq T4 Registered Investment |
| Nuveen Large Cap Resp Eq R6 Registered Investment |
| American EuoPac Growth R6 Registered Investment |
| Nuveen Core Impact Bond R6 Registered Investment (NCIRX) |
| Nuveen LfCycle lx 2060 R6 Registered Investment |
| Nuveen LfCycle lx 2065 R6 Registered Investment |
| TIAA Traditional Benefit |
| TIAA Traditional Non- |
| Notes receivable from participants Collateralized by vested — |
Investment model portfolios
We provide two types of investment model portfolios for MENLO SCHOOL DEFINED CONTRIBUTION RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for MENLO SCHOOL DEFINED CONTRIBUTION RETIREMENT PLAN