Investment options of MEISTER MEDIA WORLDWIDE PROFIT SHARING AND 401K PLAN
Total Available Funds: 32
| Investment Description |
|---|
| AMERICAN FUNDS AMERICAN FUNDS 2030 TARGET DATE RETIREMENT FUND CLASS R-6 |
| FIDELITY INVESTMENTS FIDELITY 500 INDEX FUND INVESTOR CLASS |
| AMERICAN FUNDS AMERICAN FUNDS 2025 TARGET DATE RETIREMENT FUND CLASS R-6 |
| AMERICAN FUNDS AMERICAN FUNDS 2020 TARGET DATE RETIREMENT FUND CLASS R-6 |
| AMERICAN FUNDS AMERICAN FUNDS 2035 TARGET DATE RETIREMENT FUND CLASS R-6 |
| AMERICAN FUNDS AMERICAN FUNDS 2040 TARGET DATE RETIREMENT FUND CLASS R-6 |
| AMERICAN FUNDS AMERICAN FUNDS 2015 TARGET DATE RETIREMENT FUND CLASS R-6 |
| AMERICAN FUNDS AMERICAN FUNDS 2045 TARGET DATE RETIREMENT FUND CLASS R-6 |
| T. ROWE T. ROWE PRICE BLUE CHIP GROWTH FUND |
| FIDELITY INVESTMENTS FIDELITY MONEY MARKET TRUST RETIREMENT GOVERNMENT MONEY MARKET |
| AMERICAN FUNDS AMERICAN FUNDS 2010 TARGET DATE RETIREMENT FUND CLASS R-6 |
| FIDELITY INVESTMENTS FIDELITY U. S. BOND INDEX FUND INVESTOR CLASS |
| AMERICAN FUNDS AMERICAN FUNDS 2060 TARGET DATE RETIREMENT FUND CLASS R-6 |
| FIDELITY ADVISOR FIDELITY ADVISOR HEALTH CARE FUND - CLASS I |
| AMERICAN FUNDS AMERICAN FUNDS WASHINGTON MUTUAL INVESTORS FUND CLASS R-6 |
| FIDELITY INVESTMENTS FIDELITY SMALL CAP INDEX FUND PREMIUM CLASS |
| FIDELITY INVESTMENTS FIDELITY MID CAP INDEX FUND PREMIUM CLASS |
| AMERICAN FUNDS AMERICAN FUNDS 2050 TARGET DATE RETIREMENT FUND CLASS R-6 |
| AMERICAN BEACON AMERICAN BEACON SMALL CAP VALUE FUND |
| FIDELITY INVESTMENTS FIDELITY INTERNATIONAL INDEX FUND PREMIUM CLASS |
| AMERICAN FUNDS AMERICAN FUNDS EUROPACIFIC GROWTH FUND CLASS R-6 |
| LORD ABBETT LORD ABBETT DEVELOPING GROWTH FUND CLASS R6 |
| PRINCIPAL PRINCIPAL REAL ESTATE SECURITIES FUND INSTITUTIONAL CLASS |
| VICTORY VICTORY SYCAMORE ESTABLISHED VALUE FUND CLASS R6 |
| PIONEER PIONEER STRATEGIC INCOME FUND CLASS K |
| AMERICAN FUNDS AMERICAN FUNDS 2055 TARGET DATE RETIREMENT FUND CLASS R-6 |
| JANUS JANUS ENTERPRISE FUND CLASS N |
| AMERICAN BEACON AMERICAN BEACON INTERNATIONAL EQUITY FUND INSTITUTIONAL CLASS |
| COLUMBIA COLUMBIA DIVIDEND INCOME FUND CLASS I3 |
| LORD ABBETT LORD ABBETT SHORT DURATION INCOME FUND CLASS |
| JP MORGAN JPMORGAN CORE PLUS BOND FUND CLASS R6 |
| PIMCO PIMCO REAL RETURN FUND INSTITUTIONAL CLASS |
Investment model portfolios
We provide two types of investment model portfolios for MEISTER MEDIA WORLDWIDE PROFIT SHARING AND 401K PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for MEISTER MEDIA WORLDWIDE PROFIT SHARING AND 401K PLAN